str_api

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[remote stone]

I'm confused. What verification method do you want to use if not microdeposit or instant?

[fresh moss]

I want to use instant but it doesn't seem to work, it returns an error:

Micro-deposits cannot be initiated when `payment_method_options[acss_debit][verification_method]` is set to `instant`. Use Stripe.js to handle confirmation through an on-page modal UI instead.

[remote stone]

Yeah if you use instant, you need to have the customer confirm client-side. You can't do instant verification if confirming server-side

[fresh moss]

Got it, and we have our own workflow where the user confirms it, is there any way I can send that information to stripe without having to use this modal UI?

[remote stone]

What does your workflow do exactly under the hood? You'd need to do this confirmation through stripe.js

[fresh moss]

We show a Pre-Authorized Debit Agreement and a checkbox with " I agree to the pre-authorize debit terms above. ", the user can only add the bank account if they agree with it and check it. If I use the stripe.js confirmAcssDebitSetup it shows again a modal with another mandate

[remote stone]

So you call confirmAcssDebitSetup before displaying that checkbox?

[fresh moss]

no, after the user confirms it

[remote stone]

What do you mean it shows another modal then? Are you displaying another one first?

[fresh moss]

We have our own PAD terms for the user to confirm, the only way to verify bank account is by using this stripe.js function from what I've seen and this shows a modal with PAD terms set by stripe, we wanted to avoid it since we already have our own

[remote stone]

Yeah there's no way to avoid that if you want to use instant verification