#quantum_testmode-confusion
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@sharp wing This Discord server is for developers asking questions about their own code that they control. You mentioned Gravity Forms which means you are likely using a third-party plugin and should talk to them for 1:1 help
The error message though indicates that your code (or their code) is using your Live API keys to accept a real payment from a real card but you entered one of our Test card numbers (https://stripe.com/docs/testing#cards) which only work in Test mode with your Test API keys
quantum_testmode-confusion
I have sk_test and pk_test keys but Stripe complains and asks for whsec key
You're likely mixing up all the things here. Your code (or the plugin) is using Live API keys. I can't say why, it'd be a question for them if you aren't the developer writing the code.
The whsec_123 is for Webhooks, see https://stripe.com/docs/webhooks