max-addington_docs | Stripe Developers | Page 1

prime monolithBOT Sep 24, 2024, 10:36 PM

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burnt seal Sep 24, 2024, 10:41 PM

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Hi there

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Plaid for ACH verification is a deprecated/legacy flow

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The newer flow uses what we call Financial Connections, where we try to instantly verify bank account details with the customer's bank. If this fails, there's a microdeposit fallback. I recommend reading through:
https://docs.stripe.com/payments/ach-debit
https://docs.stripe.com/payments/ach-debit/accept-a-payment?web-or-mobile=web&payments-ui-type=direct-api

slender bobcat Sep 24, 2024, 10:46 PM

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I see. Will the plaid ACH verification stop receiving support at some point in the future?

burnt seal Sep 24, 2024, 10:47 PM

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At some point, yes. There is no date at the moment but we're highly encouraging any new integrations to use the newer flow

slender bobcat Sep 24, 2024, 10:48 PM

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Makes sense. Thanks for the quick response!

burnt seal Sep 24, 2024, 10:48 PM

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Sure thing!

slender bobcat Sep 24, 2024, 10:50 PM

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What's the relationship between ACH direct debit and PaymentIntent? Is there a reason I would choose one over the other, or are they different parts of the same product?

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Actually I answered my own question, the docs helped. Thanks again!

#max-addington_docs