#sapient_api
ornate summitBOT
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- sapient_api, 23 hours ago, 3 messages
- sapient_api, 1 day ago, 5 messages
- sapient_api, 4 days ago, 16 messages
We wish we could help, but you need to talk to Stripe support
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stable cosmos
Please reach out to Support, regarding fees, we don't know much about it in this channel because this is for technical integration questions only.
hollow edge
plz show this image i tell about fee
stable cosmos
Those are Application Fees, defined by the Platform Account.
ornate summitBOT
hollow edge
i tell about this fee
thin hearth
what's your question about them?
hollow edge
i have create connected account and For example one user make 206$ payment so 200$ send to connected account and 6$ send to stripe account holder...but now in my case 200 send successfuly to connected account but not send 6$ to stripe account holder account cut some charge which is show in image which i already send you
thin hearth
account cut some charge which is show in image
are you talking about the processing fee that is paid to Stripe? https://stripe.com/pricing
As for the rest of your message: what code did you write to make that payment and transfer?
hollow edge
createConnectedAccount: async (daycareName, email, profile_id) => {
return new Promise(async (resolve, reject) => {
try {
const account = await stripe.accounts.create({
type: "express",
metadata: {
daycare_name: daycareName,
email: email,
profile_id: profile_id,
},
});
const accountLink = await stripe.accountLinks.create({
account: account?.id,
refresh_url: process.env.USER_FRONTEND_URL,
return_url: process.env.USER_FRONTEND_URL,
type: "account_onboarding",
});
return resolve({ account, accountLink });
} catch (error) {
console.log(`createConnectedAccount error: `, error);
return reject({
status: false,
message: `Unable to createConnectedAccount in stripe.`,
});
}
});
},
i uesd this code for make connected account
thin hearth
that code is not related to how you make the payment and transfer.
hollow edge
this is code for transfer amount code
const paymentIntent = await stripe.paymentIntents.create({
amount: updates.platform_fee + updates.amount,
currency: "cad",
confirm: true,
payment_method_types: ["card"],
application_fee_amount: updates.platform_fee,
transfer_data: {
// destination: "acct_1PyXSjGhu91MNezT",
destination: daycareBankAccount.stripe_account_id,
// amount: updatedSubscription.amount,
},
payment_method: "pm_card_visa",
});\
this is code for payment link
addRegistrationFeeSessionInStripe: async (
stripe_product_price_ids,
existUser
) => {
try {
const session = await stripe.checkout.sessions.create({
mode: "payment",
billing_address_collection: "auto",
phone_number_collection: {
enabled: true,
},
invoice_creation: {
enabled: true,
},
line_items: stripe_product_price_ids,
customer: existUser[0].stripe_customer_id,
payment_method_types: ["acss_debit", "card"],
// payment_method_types: ["card"],
payment_method_options: {
acss_debit: {
mandate_options: {
payment_schedule: "interval",
interval_description: "On ",
transaction_type: "personal",
},
verification_method: "automatic",
},
},
metadata: {
user_id: existUser[0].user_id,
user_name: existUser[0].user_name,
user_email: existUser[0].user_email,
},
// Redirect to the client
success_url: ${process.env.USER_FRONTEND_URL}/registration-fee-payment-success,
cancel_url: ${process.env.USER_FRONTEND_URL}/registration-fee-payment-failed,
});
return session;
} catch (error) {
console.error("Error creating Stripe session:", error);
throw error; // This will allow the caller to handle the error appropriately
}
},
thin hearth
cool. So that's a Destination charge and the way fees work is described in details at https://docs.stripe.com/connect/destination-charges?platform=web&ui=elements#flow-of-funds-app-fee
Did you have a specific question?
hollow edge
so it is deducted every time or any solution for this or any calculaiton for this charge
?
thin hearth
it is deducted
what is "it" you're referring to?
hollow edge
means fee is ddecucted everytime ??
thin hearth
the Stripe processing fee, you mean? https://stripe.com/pricing ?
then yes, of course. It costs money to process a payment, we deduct a fee from each charge we process, that's how our business works.
If you're using Connect there are various means to think about this and who pays the fee etc, it's all described in the docs.
If you're using Destination Charges, your platform pays us the processing fee. You need to set your own application_fee high enough that you can both pay us, and make a profit.
hollow edge
When a client of my website makes a payment, the amount charged by Stripe for the amount connected to the account and the amount going to the strip account holder's account (shown by the red line in the photo I sent you) is to be collected from the customers of my website. So if there is any specific charge, I can calculate it and take it from them.
Or this charge will be different at all payment times ??
thin hearth
the calculation for the fee is described in https://stripe.com/pricing and you can check the values in test mode (https://docs.stripe.com/expand/use-cases#charges-in-payout) and write your own logic to "predict" what the fee will be, and potentially add that amount to the amount you are charging the end-customer.
you should consult your business's legal advice though since that sort of "surcharging" the customer for processing fees is not allowed in all jurisdictions.
hollow edge
but how i know payment is done with which card ??
thin hearth
in your code above you pass a PaymentMethod into payment_method when creating the PaymentIntent
you can retrieve the PaymentMethod and look at details of it like the brand/country, so you know what logic to use for fees.
hollow edge
i used for canada
ornate summitBOT
nimble spire
Hey, taking over here. Let me know if there's any follow-up Qs I can answer!
hollow edge
i tell about this fee
When a client of my website makes a payment, the amount charged by Stripe for the amount connected to the account and the amount going to the strip account holder's account (shown by the red line in the photo I sent you) is to be collected from the customers of my website. So if there is any specific charge, I can calculate it and take it from them.
Or this charge will be different at all payment times ??
and may stripe account country is canada.
nimble spire
Or this charge will be different at all payment times ??
It will likely vary depending on the payment method/card used to make the payment as per details here
i.e. 'international' cards have a higher fee
As stated, you will need to write logic in your application to calculate the fee for the payment and then add that to the charge accordingly if you want your customers to pay the fees