agarfuin_api | Stripe Developers | Page 1

hollow nightBOT Sep 9, 2024, 8:06 PM

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agarfuin_connect-applicationfees, 2 hours ago, 34 messages
agarfuin_api, 5 hours ago, 13 messages

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thin flare Sep 9, 2024, 8:08 PM

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There are 2 customers sections in the dashboard one is general and the other one is inside a Connected Account instance I can retrieve the general one from api but cant do the same with Connected Accounts one what is the difference between two?

naive wave Sep 9, 2024, 8:12 PM

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The difference is which account the Customer objects exist on. Dashboard > Customers are customer objects on your own account and Dashboard > Connected Accounts > Customers would be customers that are on that specific connected account.

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Can you tell me more about what you are building what you are trying to do here with the customers on each account?

thin flare Sep 9, 2024, 8:13 PM

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Im trying to create a education platform like Udemy where people can sign up and buy/sell educational contents

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public ResponseEntity<?> createCharge(ChargeRequest chargeRequest) throws Exception {

    String myCustomerID = chargeRequest.getVendorCustomerID();
    String vendorCustomerIDToBeCharged = chargeRequest.getCustomerUserID();

    Map<String, Object> params = new HashMap<>();
    params.put("customer", myCustomerID);
    params.put("type", "card");

    String customersDefaultPaymentMethodID = PaymentMethod.list(params).getData().get(0).getId();

    System.out.println("Customer: " + myCustomerID);
    Double doubleChargeValue = chargeRequest.getChargeValue();
    Integer chargeValue = Math.multiplyExact(doubleChargeValue.intValue(), 100);

    Map<String, Object> chargeParams = new HashMap<>();

    chargeParams.put("customer", myCustomerID);
    chargeParams.put("description", chargeRequest.getChargeDescription());

    chargeParams.put("amount", chargeValue.toString());
    chargeParams.put("currency", chargeRequest.getCurrency());
    chargeParams.put("confirm", chargeRequest.getConfirmationStatus());


    chargeParams.put("payment_method", customersDefaultPaymentMethodID);

    PaymentIntent paymentIntent = new PaymentIntent();
    RequestOptions requestOptions;
    // Direct charges
    if (vendorCustomerIDToBeCharged.length() > 0) {
      requestOptions =
    RequestOptions.builder().setStripeAccount(vendorCustomerIDToBeCharged).build();


      Long myPlatformPercentage = Math.multiplyFull(chargeValue, (25 / 100));

      paymentIntent.setApplicationFeeAmount(myPlatformPercentage);
      paymentIntent = PaymentIntent.create(chargeParams, requestOptions);

    } else {
      paymentIntent = PaymentIntent.create(chargeParams);
    }

    System.out.println("Charge: " + chargeParams);

    return new ResponseEntity<>(paymentIntent.toJson(), HttpStatus.OK);
  }

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I am trying to create charges and when i pass connected account id inside my request body i get errors but otherwise there are no issues.

naive wave Sep 9, 2024, 8:19 PM

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Is the error something about one of the objects not existing on your account?

thin flare Sep 9, 2024, 8:19 PM

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yes it says there is no such customer

naive wave Sep 9, 2024, 8:20 PM

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Gotcha. So what you are running in to is that in Stripe objects only exist on the account that they were created on. If you are getting an error when trying to retrieve the customer when passing the connected account's ID, then it sounds like that Customer only exists on your platform account. There are workarounds but that depends on your exact setup.

thin flare Sep 9, 2024, 8:20 PM

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here is the response body:

{
    "message: ": "No such customer: 'cus_QonQOlOJl8Hezq'; code: resource_missing; request-id: req_O1ML4ZVFkhVEAm",
    "timestamp: ": "2024-09-09T23:20:28.577156"
}

thin flare Sep 9, 2024, 8:21 PM

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naive wave Gotcha. So what you are running in to is that in Stripe objects only exist on th...

hmm understand

naive wave Sep 9, 2024, 8:21 PM

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Taking a step back, you are using our direct charges flow here, which is typically only recommended when your connect users have full access to their connect dashboard (as opposed to our express dashboard or no access at all). Are you using connected accounts with their own full dashboard?

thin flare Sep 9, 2024, 8:22 PM

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no i dont

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do you have any recommendation what should i do?

naive wave Sep 9, 2024, 8:30 PM

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Actually for that req_O1ML4ZVFkhVEAm call, I see that it was made on acct_1OQ8ZpCb1igCzzWK which isn't connected to the account that owns cus_QonQOlOJl8Hezq. I think I may have jumped to some conclusions.
Can you tell me what your current plan is for your connect platform? Like from this page what type of dashboard access and charge type are you planning on using? https://docs.stripe.com/connect/design-an-integration

thin flare Sep 9, 2024, 8:32 PM

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im planning to use direct charges where money being transacted to the user and my platform will collect an application fee out of it

naive wave Sep 9, 2024, 8:39 PM

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Gotcha. This guide shows how to clone payment methods down to your connected accounts. So you can use that flow to copy the info from your platform account before charging them. That being said, as I mentioned before, this flow is typically not reccommended unless your users have their own full Stripe account with Dashboard access. It can be very difficult to handle things like disputes and refunds if you are doing the direct charges flow with accounts that have no dashboard access or access to our express dashboard.
https://docs.stripe.com/connect/direct-charges-multiple-accounts#clone-and-create-direct-charges

Share payment methods across multiple accounts for direct charges

Save payment details on your platform and clone them to connected accounts for making direct charges.

thin flare Sep 9, 2024, 8:40 PM

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Understand. Is it better if every user in my own platform to also create their stripe account?

hollow nightBOT Sep 9, 2024, 8:44 PM

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wispy cradle Sep 9, 2024, 8:45 PM

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👋 Stepping in for my teammate

thin flare Sep 9, 2024, 8:45 PM

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Sure go ahead

wispy cradle Sep 9, 2024, 8:46 PM

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Your platform should create a connected account for every person who will sell their educational classes

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The buyers/customers of these educational classes should not need a connected account. They will be represented by Customer objects on Stripe instead

thin flare Sep 9, 2024, 8:48 PM

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we are talking about PaidCustomer object in java right?

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I mean for ex. PaidCustomer.create() creates the customer object etc.

wispy cradle Sep 9, 2024, 8:49 PM

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This is what I'm referring to: https://docs.stripe.com/api/customers/create?lang=java

thin flare Sep 9, 2024, 8:50 PM

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Oh ok my bad thats what im refering to as well

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I'm already doing this in my platform so how can i create application fees in charges?

wispy cradle Sep 9, 2024, 8:53 PM

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Just to be clear, you're making Direct charges?

thin flare Sep 9, 2024, 8:53 PM

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yes

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this is my method for creating direct charges:

public ResponseEntity<?> createCharge(ChargeRequest chargeRequest) throws Exception {

    String myCustomerID = chargeRequest.getVendorCustomerID();
    String vendorCustomerIDToBeCharged = chargeRequest.getCustomerUserID();

    Map<String, Object> params = new HashMap<>();
    params.put("customer", myCustomerID);
    params.put("type", "card");

    String customersDefaultPaymentMethodID = PaymentMethod.list(params).getData().get(0).getId();

    Double doubleChargeValue = chargeRequest.getChargeValue();
    Integer chargeValue = Math.multiplyExact(doubleChargeValue.intValue(), 100);

    Map<String, Object> chargeParams = new HashMap<>();

    chargeParams.put("customer", myCustomerID);
    chargeParams.put("description", chargeRequest.getChargeDescription());
    chargeParams.put("amount", chargeValue.toString());
    chargeParams.put("currency", chargeRequest.getCurrency());
    chargeParams.put("confirm", chargeRequest.getConfirmationStatus());


    chargeParams.put("payment_method", customersDefaultPaymentMethodID);

    PaymentIntent paymentIntent = new PaymentIntent();
    RequestOptions requestOptions;
    // Direct charges
    if (vendorCustomerIDToBeCharged.length() > 0) {

      requestOptions =
          RequestOptions.builder().setStripeAccount(vendorCustomerIDToBeCharged).build();

      Long myPlatformPercentage = Math.round(chargeValue * 0.25);

      paymentIntent.setApplicationFeeAmount(myPlatformPercentage);
      paymentIntent = PaymentIntent.create(chargeParams, requestOptions);

    } else {
      paymentIntent = PaymentIntent.create(chargeParams);
    }

    return new ResponseEntity<>(paymentIntent.toJson(), HttpStatus.OK);
  }

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when i pass this request body:

{
    "customerUserID": "acct_1Px9KKCeAP4grCrH",
    "vendorCustomerID": "cus_QZof3amGuLxehL",
    "chargeDescription": "test desc",
    "chargeValue": "100",
    "currency": "USD",
    "confirmationStatus": "true",
    "isRecurring": false
}

i get this response:

{
    "message: ": "No such PaymentMethod: 'card_1PknNFCb1igCzzWKpzycEzea'; OAuth key or Stripe-Account header was used but API request was provided with a platform-owned payment method ID. Please ensure that the provided payment method matches the specified account.; code: resource_missing; request-id: req_G2e2Ap4DJFH1FC",
    "timestamp: ": "2024-09-09T23:53:34.273601"
}

wispy cradle Sep 9, 2024, 8:59 PM

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Right, okay, this gets back to the issue of where these objects are saved

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The card you're passing (payment_method: "card_1PknNFCb1igCzzWKpzycEzea" in your request) is stored on the platform account, not the connected account. When using Direct charges, the customer and payment method need to be on the connected account

thin flare Sep 9, 2024, 9:02 PM

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I am getting the payment method from the customer id that I'm passing through the request body. So the payment method is a card assigned to a customer. Is this wrong?

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So the card "card_1PknNFCb1igCzzWKpzycEzea" has to be assigned to this customer "cus_QZof3amGuLxehL"

wispy cradle Sep 9, 2024, 9:11 PM

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Customer cus_QZof3amGuLxehL exists on the platform account though

thin flare Sep 9, 2024, 9:12 PM

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hmm ok understand

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how can i create a customer and payment method on the connected account then?

wispy cradle Sep 9, 2024, 9:12 PM

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This should be helpful: https://docs.stripe.com/connect/direct-charges-multiple-accounts#clone-and-create-direct-charges

thin flare Sep 9, 2024, 9:16 PM

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alright i will check this out

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thanks

#agarfuin_api