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- raimund_payout-balance, 5 days ago, 81 messages
fleet flint
Hi there
wraith vortex
Hello.
fleet flint
I recommend reviewing this: https://docs.stripe.com/payments/ach-debit/migrating-from-charges
wraith vortex
I have.
fleet flint
Okay, so you'll need to confirm the PaymentIntent and pass mandate details that correspond to the time when your customer originally authorized using their bank account: https://docs.stripe.com/payments/ach-debit/migrating-from-charges#mandate-acknowledgement
wraith vortex
See, and I think that's what I'm struggling with. I'm not sure we captured that information.
fleet flint
I see
The only way to create an off-session PaymentIntent in this case using a previously-saved bank account and confirm it server side (without any additional acknowledgement from the customer) is to pass mandate information upon confirmation
wraith vortex
So basically just make up the data?
fleet flint
Nope, not what I said. If you don't have this information, you'll need to confirm the PaymentIntent client side and collect new mandate acknowledgement from your customers: https://docs.stripe.com/payments/ach-debit/accept-a-payment?web-or-mobile=web&payments-ui-type=direct-api#web-collect-mandate-and-submit
wraith vortex
I see. But this will be required only once per account, right?
fleet flint
Correct, this will be required once per Bank Account
wraith vortex
Thanks. Any other surprises I need to be prepared for?
fleet flint
Assuming you're using the PaymentElement for net-new charges, we'll take care of presenting the mandate terms to your customers: https://docs.stripe.com/payments/ach-debit#mandates
wraith vortex
IIRC we hand this over to Plaid.
fleet flint
Yes, that would have been the state of things with the older deprecated integration flow (that uses Charges)
wraith vortex
So are you telling me we bypass Plaid now?
fleet flint
You will with the new PaymentIntents flow, yes
wraith vortex
Now that's some good news right there. Things I learned today. Thanks. 🙂
fleet flint
Sure thing!