#hk6_best-practices
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Hi there ๐ it sounds like your Subscriptions would be created in an incomplete state if the initial Invoice requires payment and the 3DS challenge is not completed. Those are then automatically expired if they remain incomplete for about 23 hours. So things may clean themselves up depending on what part of this flow is a mess for you.
But yes, if you wanted to set up a payment method first before creating the Subscription to minimize the chance of this, using a Setup intent as you described is what I would recommend. It is worth noting that it's up to an issuer to decide whether 3DS needs to be completed for each transaction they receive, so it's possible that 3DS will still be required even if the payment method was previously set up and your integration should be prepared for that case.