#meruemsama7212_api

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random ibexBOT
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inner peak
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Hi, i'd like to know if it is possible as a platform to make SEPA debit or automatic debit from connected account to platform to have this data flow

charges_transfers.png
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Buyer is the restaurant and sellers are his waiters

image.png
unkempt jungle
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Hi 👋

Can you share a link to the doc instead of pictures? Or better yet, explain in words what it is you want to achieve?

inner peak
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Hi, i'd like to know if it is possible as a platform to make SEPA debit or automatic debit from connected account to platform to have this data flow

unkempt jungle
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to have this data flow
What payment type are you referring to here?

inner peak
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Buyer would be the restaurant and sellers are waiters, i want to authorize an automatic debit from the merchant account to his stripe account or to the platform then in order to redistribute the money among his waiters

inner peak
unkempt jungle
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No sorry

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You are showing images of Stripe Connect funds flows. Which funds flow are you using?

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Buyer would be the restaurant and sellers are waiters, i want to authorize an automatic debit from the merchant account to his stripe account or to the platform then in order to redistribute the money among his waiters

Sorry this really does not make any sense to me

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  1. Who is the platform?
  2. Who are the Connect Accounts?
  3. Where do the funds come from?
inner peak
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the platform is my business
Connected accounts are the merchants
The funds are from the merchants external account

unkempt jungle
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And you are asking if you can debit their external accounts?

inner peak
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yes

unkempt jungle
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I don't think the specific payment method type (SEPA DD in this case) matters.

inner peak
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ok but how can i do to initiate a recurrent debit from their external bank acount to their connected bank account then?

unkempt jungle
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how can i do to initiate a recurrent debit from their external bank acount to their connected bank account then?
You would use the same approach but instead of creating Charges or Payment Intents, you would create Subscriptions to handle the recurring billing.

random ibexBOT
inner peak
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In order to acheive what o want, the customer should be the merchant and the connected account to be the merchant stripe account, then the money inside his stripe connected account can be sent to other connected accounts that represents his employees without the platform fees, is it correct? or the connected account should send the money to the platform and platform to employees ?

tiny mural
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Hi, stepping in and catching up.

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Your Platform, business would be able to create account debits: https://docs.stripe.com/connect/account-debits to collect funds fro your Connected Accounts/ merchants.

You are adding new terms on the follow up question so this is hard to understand what you mean by employees.

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If you want to move funds from your Connected Accounts to your Platform, you can using the above flow.

inner peak
tiny mural
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That is for Terminal

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This is very different than what you communited earlier

inner peak
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It is part of my business, a terminal that collect the tips and the platform that redistribute amoung waiters

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There is my platform, a restaurant, his employees. The terminal capture the tip amount, and save it in my db (virtually) to track the amount of tips, the tip is going to the restaurant bank account, i need the restaurant to accept sepa direct debit to withdraw the amount of tips from his external bank account into stripe

tiny mural
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Hmm, it more sounds like you want to withdraw funds from the connected account's external account using SEPA Direct Debit.

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That is not how it works

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In this flow, you would want to create a customer on the Platform account and charge them as if they were your end customer.

inner peak
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exactly

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because only customers can do SEPA DD,

tiny mural
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Yeah, you would just create a customer in this case and charge them that way for these funds

inner peak
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By platform account you mean my business?

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Because i was thinking of creating a connected account for the merchant and create a customer to make the sepa from his external account to his connected bank account

tiny mural
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yes, your business

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Can you rephrase this 'Because i was thinking of creating a connected account for the merchant and create a customer to make the sepa from his external account to his connected bank account' please?

inner peak
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I was considering creating a connected account for the merchant and then setting up a customer to facilitate the SEPA transfer from their external account to their connected bank account.

tiny mural
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So the Connected Account and the customer would be the same person?

inner peak
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yes

tiny mural
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I do not how how that would work on the compliance and risk side of things. However, technically speaking that would work.

inner peak
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Ok i will check that thanks for your patience, have a great night(or day)