#sandhya_api

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spring sealBOT
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steep crypt
sleek narwhal
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If SCA is confirmed during setup intent , does it allow payment in future without sca using same payment methos

spring sealBOT
steep crypt
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if you complete 3D Secure when setting up the card then you can qualify for a 'merchant initiated transaction' exemption when doing off_session payments on the card in future; the 3155 card simulates those exemptions.

sleek narwhal
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so for live cards this will be exempted right

opaque herald
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We will request the exemption yes. However it's ultimately up to the bank/issuer as to whether it is granted โ€“ they can still request 3DS/auth for on MIT payments

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There is no way around that unfortunately, you just need to ensure your integration can handle such scenarios

sleek narwhal
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so do we need set any flag for MIT exemptions or stripe will handle it

opaque herald
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You'd pass the off_session: true parameter when creating your Payment Intent which is the MIT flag

sleek narwhal
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yeah we are passing it but is it possible with that flag as well it can ask for sca

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?

opaque herald
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That flag requests the SCA exemption yes

sleek narwhal
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passing off_session: true for live 3ds cards , will exempt sca always

opaque herald
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We will always request the exemption. They bank can still request 3DS though