vmehtawhq_api | Stripe Developers | Page 1

shrewd willowBOT Jul 31, 2024, 9:29 AM

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wicked ospreyBOT Jul 31, 2024, 9:29 AM

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Below are links to other discussions we've had with you in the past week in case you want to review that information. If your question is related to one of these previous discussions, please provide a comprehensive summary of the current state and what you need help with now. We help many users simultaneously, so a summary allows us to resolve your issue as soon as possible.

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ebon pewter Jul 31, 2024, 9:29 AM

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👋 happy to help

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I'm testing to see whether you can pass the paymentMethodOptions with the financial connection permissions to the PaymentElement the same way you do with PaymentIntents

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give me a second please

sonic needle Jul 31, 2024, 9:33 AM

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Sure

ebon pewter Jul 31, 2024, 9:42 AM

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ok so basically you can use

payment_method_options: {
    us_bank_account: {
      financial_connections: {
         prefetch: ['balances'],
        permissions: ['payment_method', 'balances', 'ownership', 'transactions'],
      },
    },
  },
``` when creating the element `stripe.elements({...})` to prefetch the balance when using the deferred flow

sonic needle Jul 31, 2024, 9:43 AM

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Sweet! Does this allow the frontend to directly get the balance from Stripe or we still need to get that from backend by listening to webhooks?

ebon pewter Jul 31, 2024, 9:45 AM

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you will get the financial connection account ID in the frontend and then you can send that to your backend and get the balance details there

sonic needle Jul 31, 2024, 9:47 AM

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Okay, that helps. I will try this out

ebon pewter Jul 31, 2024, 9:49 AM

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please leverage confirmationTokens instead of creating a new PaymentMethod when using the deferred flow

sonic needle Jul 31, 2024, 9:53 AM

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What do you mean by confirmationTokens?
We only use existing payment methods if saved by user.

shrewd willowBOT Jul 31, 2024, 9:54 AM

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ebon pewter Jul 31, 2024, 9:54 AM

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https://docs.stripe.com/payments/accept-a-payment-deferred?platform=web&type=payment#create-ct

sonic needle Jul 31, 2024, 10:40 AM

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Hey I am not able to find the prefetch in stripe.js, is this in latest version?

cobalt yacht Jul 31, 2024, 10:41 AM

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what does "find the prefetch" mean, where are you looking and exactly and for what?

sonic needle Jul 31, 2024, 10:42 AM

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I was referring to #1268138353765781554 message

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prefetch parameter for financial connections

cobalt yacht Jul 31, 2024, 10:47 AM

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I see. Yes, it's not in the docs. Does it work if you pass it anyway? (might just be a mistake in the docs)
But personally I don't think it's possible to set this client-side, might be a backend-only thing

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not really sure, I'm not too familiar with this part of the API

sonic needle Jul 31, 2024, 10:49 AM

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It doesn't allow me to pass because the underlying lib doesn't have the param.

cobalt yacht Jul 31, 2024, 10:49 AM

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are you talking about typescript not letting you?

sonic needle Jul 31, 2024, 10:49 AM

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Yep

cobalt yacht Jul 31, 2024, 10:49 AM

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if you ts-ignore the line and just pass it anyway does it work?

sonic needle Jul 31, 2024, 10:49 AM

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I can try and let you know

shrewd willowBOT Jul 31, 2024, 10:50 AM

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cobalt yacht Jul 31, 2024, 10:51 AM

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cool. If yes -> it's an oversight in the docs(types come from the data source) ; if no, then it's not supported today in this deferred flow, but there's probably an alternative(I don't know what it is off the top of my head)

keen pivot Jul 31, 2024, 10:53 AM

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It should be typed: https://github.com/stripe/stripe-js/blob/master/types/stripe-js/elements-group.d.ts#L613

GitHub

stripe-js/types/stripe-js/elements-group.d.ts at master · stripe/st...

Loading wrapper for Stripe.js. Contribute to stripe/stripe-js development by creating an account on GitHub.

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Oh, wait you mean prefetch specifically

sonic needle Jul 31, 2024, 10:54 AM

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That's correct

keen pivot Jul 31, 2024, 10:55 AM

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Did ignoring the TS error pass the param anyway? Did it work as needed?

sonic needle Jul 31, 2024, 10:55 AM

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I yet have to test

sonic needle Jul 31, 2024, 11:45 AM

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I was able to send the prefetch param in stripe elements.

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Now that I have sent it, I would get a webhook in response right?

keen pivot Jul 31, 2024, 11:46 AM

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sonic needle I was able to send the prefetch param in stripe elements.

Great, looks like we're just missing the type definitions then! I'd recommend filing an issue on the repo

keen pivot Jul 31, 2024, 11:46 AM

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sonic needle Now that I have sent it, I would get a webhook in response right?

Sent what? Which API requests have you made?

sonic needle Jul 31, 2024, 11:47 AM

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On setting the prefetch param in stripe elements, I should expect a webhook in the backend that would give me the balance for the account right?

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Or is my understanding wrong here?

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In test mode, I was able to see the balances though for the bank accounts

keen pivot Jul 31, 2024, 11:52 AM

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I think you'd see the balances in the UI when you call the confirmPayment function to initiate the bank verification flow

sonic needle Jul 31, 2024, 11:53 AM

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Even before calling the confirmPayment, when I choose bank account to fill in details, I have started seeing balances there

keen pivot Jul 31, 2024, 11:54 AM

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Yes, but which function in Stripe.js have you called at that point?

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There won't be a webhook event at that point with that info, no

sonic needle Jul 31, 2024, 11:56 AM

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I have just passed the above mentioned options in <Elements {here} /> and I started seeing balances

keen pivot Jul 31, 2024, 11:57 AM

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Started seeing balances where?

sonic needle Jul 31, 2024, 11:57 AM

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keen pivot Jul 31, 2024, 11:58 AM

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That UI won't display just by calling stripe.elements()

ebon pewter Jul 31, 2024, 11:59 AM

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@sonic needle as I mentioned earlier you will receive the fca_xxx ID that you then need to pass to your backend and retrieve the FCA to get the balance information

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what you're describing now is what your customer will see eventually

sonic needle Jul 31, 2024, 12:04 PM

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From which call will I get FC id?
We are using PaymentElement from lib, also useStripe, useElements hooks, AddressElement,
LinkAuthenticationElement, as well and nothing else.
I do get that customer is going to see this, I am trying to understand the flow here.

If UI passes above mentioned options in <Elements/> where will I get FC id? Secondly, in test mode how am I able to see these balances, if according to docs, we get balance in backend https://docs.stripe.com/financial-connections/balances?financial-connections-integration=payment_intent#initiate-balance-refresh

Access balances for a Financial Connections account

Learn how to access an account's balances with your user's permission.

ebon pewter Jul 31, 2024, 12:06 PM

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sonic needle 1. From which call will I get FC id? 2. We are using PaymentElement from lib, al...

when you create the confirmationToken

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const {error, confirmationToken} = await stripe.createConfirmationToken({
elements,
params: {
payment_method_data: {
billing_details: {
name: 'Jenny Rosen',
}
}
}
});
from https://docs.stripe.com/payments/build-a-two-step-confirmation#create-ct

Build two-step confirmation

Add an optional review page or run validations after a user enters their payment details.

sonic needle Jul 31, 2024, 12:08 PM

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I don't create any such token or do you mean confirmPayment/ clientSecret?

ebon pewter Jul 31, 2024, 12:08 PM

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no, since as you said you're doing a deferred flow

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you can first start by creating the confirmationToken as I explained

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then you can access the confirmationToken.payment_method_preview.us_bank_account.financial_connections_account

sonic needle Jul 31, 2024, 12:10 PM

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I might be wrong here but does this mean deferred flow?

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This is from https://api.stripe.com/v1/elements/sessions api that stripe.js calls

ebon pewter Jul 31, 2024, 12:11 PM

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which you then send to your backend and call https://docs.stripe.com/api/treasury/financial_accounts/retrieve

Retrieve a FinancialAccount | Stripe API Reference

Complete reference documentation for the Stripe API. Includes code snippets and examples for our Python, Java, PHP, Node.js, Go, Ruby, and .NET libraries.

ebon pewter Jul 31, 2024, 12:11 PM

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sonic needle I might be wrong here but does this mean deferred flow?

yes

sonic needle Jul 31, 2024, 12:13 PM

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I see, I can look into confirmationToken.
Could you also please clear my confusion on how am I able to see balances in test mode without using confirmationToken, if that's the only way or is it not?

ebon pewter Jul 31, 2024, 12:16 PM

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seeing the balance on the UI does not mean you have access to the balance

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this is only accessible to the customer

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when you create the confirmationToken you then have a financial connection account created

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and then passing it to your backend gives you the ability to inspect the balance

sonic needle Jul 31, 2024, 12:17 PM

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That makes sense!

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This is helpful, thank you @ebon pewter !

ebon pewter Jul 31, 2024, 12:17 PM

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sure

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