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- vova_api, 2 hours ago, 13 messages
urban shell
Hi, let me help you with this.
Where did you see the "authentication_required" error?
snow venture
When I create a PaymentIntent with the following parameters and as payment_method use card with 3DS security (4000000000003220)
'off_session' => true,
'confirm' => true,
Could you please share the Request ID req_xxx? https://support.stripe.com/questions/finding-the-id-for-an-api-request
snow venture
req_dwYT8B82gpDIk0
urban shell
The error code is different here: payment_intent_unexpected_state
How are you confirming this payment exactly?
snow venture
Oh, sorry. It was a confirmation request without payment_method.
here's a request with authentication_required req_fVVm5i82h3mGAX
urban shell
Is it a test card that requires authentication?
snow venture
Yes, card numbers is 4000000000003220
urban shell
If the card is set up correctly for future payments, this won't likely happen in reality. In this case you would usually ask your customer for a different card.
snow venture
But I need to create a flow for all cases, even if bank requires authorization. How can I setup confirmation flow properly?
urban shell
As I mentioned, for off-session payments, normally you want to set up a PaymentMethod for future payments - usually with a SetupIntent. When you do that, authentication will never be required and you will be just able to charge it without handling 3DS. In exceptional cases when this happens, it's easier to ask the customer for a different card (because the problem is usually with their own bank), than building and maintaining a way to handle 3DS.
Here's a guide how to set up PaymentMethods for future usage: https://docs.stripe.com/payments/save-and-reuse
snow venture
Okey, thank you for your help!
urban shell
Happy to help.
If you use Stripe Billing, there's even a setting to send an email to update the PaymentMethod: https://dashboard.stripe.com/settings/billing/automatic
snow venture
Will it work also for PaymentIntent?
obtuse trellis
PaymentIntents are used in Subscriptions, https://docs.stripe.com/billing/subscriptions/overview. Did you mean to ask if the above settings shared in the screenshot works for non-Billing payments? If so, no it does not and there are not other settings like that for non-Billing pyaments. You would handle that on your end by inspecting the PaymentIntent status and when 'authentication_required' is required, you'd trigger an email yourself.
snow venture
I cannot use subscription due to complicated logic of app (custom schedulling for school), so I plan to charge clients manually using PaymentIntent for every lesson.
Your collegue said that it's hard to maintain 3DS. But why is it so? I tried to fill payment_method on the client side with user payment method and it opens modal with confirmation just like it did when I used SetupIntend