#rafadel_connect-funds-flows
elfin totemBOT
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dapper tendon
The issue here is that the PI has transitioned immediately to requires_capture as you passed confirm: true: https://dashboard.stripe.com/test/logs/req_VquGjtwmRs4tjr
Updates like that need to happen pre-confirmation
elfin totemBOT
short tree
Will an unconfirmed PaymentIntent put a hold on the user's card for the amount specified?
sharp socket
Hi 👋
My colleague had to go so I'm stepping in.
No, an unconfirmed Payment Intent will not place a hold on a Customer's card. What is it you are trying to achieve?
short tree
Thanks, we have a product that's a 2 way market place where 1 user does a service for another user and we facilitate the transaction between the 2 parties.
When a request is made for a service, we like to authorize the user's card and put a hold for the amount the service will cost them. At this point we do not know who the user that will be providing the service is. So we want to update the transfer data to this provider once we've established who's doing the job.
Today, we only authorize the user's card once we have the provider, but this sometimes causes payments failures where we'd like to address them at the beginning of the service request.
sharp socket
okay so that won't work. Once a Payment Intent is confirmed you cannto change the Transfer destination
Well, it won't work with Destination charges
You could use a Separate Charge and Transfers funds flow
where you create the Transfer yourself.
short tree
I appreciate it, I'll take a look at that doc!
sharp socket
That would allow this flow. You could create the hold on the Customers card and later capture the funds like we show here
https://docs.stripe.com/payments/place-a-hold-on-a-payment-method
Then, you would create a Transfer to the Connected Account when you capture the funds so the person doing the work is paid for it
short tree
Gotcha! Thanks again!
sharp socket
I'm happy to shed what 💡 I can 🙂