dahri_docs

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[nimble chasm]

hello! I'm not familiar with the term bland?

[fallow swallow]

Does Stripe allow outbound payment through a card using balance in Stripe account directly? For example, if I have $100 balance in my account.
And a card attached to Stripe balance.
Can I use that $100 to pay Bland using the card or ecard?

please ignore the bland thats doesnt third party integration

[nimble chasm]

okay, I'm going to assume you're asking if you can use the Stripe account balance to make a payment using the issued card. No, not directly. Funds used to make payment are from the issuing balance. You can transfer funds from the Stripe balance to the issuing balance - https://docs.stripe.com/issuing/funding/balance?push-pull-preference=balance-transfers

[fallow swallow]

so far i understood i need to attach the card to bank then transfer funds from stipe to bank. then issue card will work.
just confirming is it correct?

[nimble chasm]

there is no bank attachment involved for the issuing card. Where did you see such guidance?

I'll suggest you go through the guides here : https://docs.stripe.com/issuing

[fallow swallow]

ok, so i can create an issue card and through that issue card, i can purchase something. also the card will use the stripe balance?

my scenario is, I'm integrating the stripe into my app then i subscribe the third party app lets A on monthly basis. so whenever subscription needed it just deduct the amount from stripe directly through the issue card?

[fickle yacht]

It will use the Issuing balance: https://docs.stripe.com/issuing/funding/balance

[fallow swallow]

also please read this as well and guide the process @fickle yacht

[fickle yacht]

You mean you use a Stripe Issuing card to pay for some subscription?

[fallow swallow]

yess

this is what i have mentioned in the first message as well.

For example, if I have $100 balance in my account.
And a card attached to Stripe balance.
Can I use that $100 to pay Bland using the card or ecard?
please ignore the bland thats doesnt third party integration

[fickle yacht]

You have to transfer funds to your Issuing balance first: https://docs.stripe.com/issuing/funding/balance?push-pull-preference=balance-transfers#transferring-funds-from-your-stripe-balance
Then you can use it to pay for anything you want.

[fallow swallow]

vanya,
stripe payment -> transfer to issue balance -> pay for anything?

can we automate transfer funds to issuing balance through apis or something?

[fickle yacht]

It's in beta: https://docs.stripe.com/issuing/funding/balance?push-pull-preference=balance-transfers#transfer-balances-with-the-api

[fallow swallow]

perfect, thanks @fickle yacht @nimble chasm

if there would be anything more i will ask.

[fickle yacht]

Happy to help.

[fallow swallow]

one more question, can do this process through stripe connect?

or anyother way to do this?

[fickle yacht]

Yes, this works the same way with Connect: https://docs.stripe.com/issuing/connect

[hazy wasp]

👋 taking over for my colleague. Let me know if there's any follow-up Qs I can answer!

[fallow swallow]

transfering issuing balance meaning to transfer some amount in card so card can be used to purchase something?

thanks @hazy wasp

[hazy wasp]

when we talk about issuing the term we use is funding

to learn how to fund the cards in a connect scenario please visit https://docs.stripe.com/issuing/connect/funding

[fallow swallow]

im not getting anything tbh. because of ambiguous terms and conflicting statements. please please read i just want to receive the payment from customer in stripe then use that payment to purchase the subscription. can this be automate?? if that cant be automate then how much work i have to do manually ??

[hazy wasp]

to purchase the subscription.
what subscription

[fallow swallow]

another third party subscription

[hazy wasp]

the way that Stripe work is that a customer pays you, the amount of that payment - fees goes to your Stripe Balance and then the once the payout date comes the amount is then transfered to your bank account or attached card

from there you can do whatever you want with the money

you don't need issuing for this

Issuing is a Stripe product that gives you the ability to generate cards, which is not necessarily what you're looking for

[fallow swallow]

if i create issue card that pays to that third party subscription?? is it possible?

[hazy wasp]

if you want though to do an action once you get the payout to your bank account/card then you can listen to https://docs.stripe.com/api/events/types#event_types-payout.paid events

[hazy wasp]

you don't need to create an issuing cards

you can use your own card https://docs.stripe.com/payouts#instant-payouts

[fallow swallow]

thank you so much @hazy wasp just one more question, issue card can not be use to purchase anything like ?

[hazy wasp]

you can

but you would be paying fees that you don't have to if you're using your own card

[fallow swallow]

what kind of fees? i want to make it automate as much as possible

[hazy wasp]

how are you paying the third party subscription?

[fallow swallow]

like i will use the card to pay monthly basis. now whenever i receive the payment monthly it will be drawn from card. that's what i want to achieve.

like i will received payment in stripe, will use that amount in issue card. issue card will be used for third party subscription. is it possible?

[hazy wasp]

again you don't really need to complicate all of this

you just need a bank account and a card that is attached to that

once you get the payment on Stripe after a few days (depending on your Payout schedule) you will receive the money on the account

and you can just register your card or bank account with your third party so they could charge that automatically

this is the easiest, fastest and cheapest solution

[fallow swallow]

ok perfect makes sense.

thanks

can you please give me some flow within stripe without involving personal bank account? no worries about cost etc

[hazy wasp]

in all cases your account can't go live if you don't have a bank account attached to your account

[fallow swallow]

thats good there will be my account to the stripe but i want other stuff like receive payment and pay subscription through stripe

[hazy wasp]

you will receive payments

and you will be able to pay your subscription outside of Stripe

we don't offer Issuing for this kind of use-cases

[fallow swallow]

just last question i know i have bother you alot but then why theres issue card?

[hazy wasp]

it's to create cards for your end users not for yourself

[fallow swallow]

what can end user do with this card? like end user will be able to use this issue card for e commerce

[hazy wasp]

they can purchase things but you as a platform would have to decide whether you want to authorize the payment or not

so basically it's as if the Stripe Account becomes the bank that is issuing the cards

[fallow swallow]

ok great and so i as a platform how will transfer some balance to that user's card?

[fallow swallow]

@unkempt dagger

[unkempt dagger]

I'd start by reading https://docs.stripe.com/issuing to get an overview.

[fallow swallow]

please answer this as already alot of discussion have happened

[unkempt dagger]

it's explained as part of the Issuing docs if what you're asking is about to fund an issued-card. If you're talking about sending money to a user's existing card/bank account, you'd look at Connect and Connect payouts as described earlier.