#kirilka_code

1 messages ¡ Page 1 of 1 (latest)

iron ridgeBOT
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round waveBOT
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torpid elm
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hello! maybe lets take a step back, why do you need to manually create a payout? Stripe offers automatic payouts so that you don't need to explicitly make a request to create a payout

gusty rune
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Basically i need to make only one payout and then disconnect connected account. (context: Company is paying for advertisement one time)

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You think there is no need for a such complications?

torpid elm
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are you using Express / Custom / Standard connected accounts?

gusty rune
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Custom, Dashboard: none

torpid elm
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okay, can you share more on why are you doing a Transfer request? Is there a reason why you are not using destination charges instead?

gusty rune
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Yes, i dont know what is better and right to use. I didnt think about charges, thanks for idea. So in future i will not need bank account id? If yes, can you provide me solution?

torpid elm
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so if you're only collecting payment and transferring funds to a single connected account, you'll probably want to consider destination charges instead : https://docs.stripe.com/connect/destination-charges. When you use destination charges, you don't have to create a separate transfer, you can take a cut by using either transfer_data.amount or application_fee_amount

Create charges on your platform account, collect fees, and immediately transfer the remaining funds to your connected accounts.

gusty rune
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This charges are sent to accounts or straight to bank account?

torpid elm
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Funds always go to the Stripe account balance first, then are paid out to the bank account.

going back to what we previously discussed about payouts, you don't need to manually create a payout, by default, the payouts will be done automatically (assuming that the bank account details has been provided for payout) and payouts are enabled on the Stripe account: https://docs.stripe.com/connect/payouts-connected-accounts#payout-information

Manage payouts and external accounts for your platform's connected accounts.

gusty rune
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Thank you a lot for information

torpid elm
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any specific reason why you chose to use custom accounts?

gusty rune
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Express is for US and when im now thinking about why i chose custom, i cant give u the answer

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Are there any important difference between them excluding chosing options?

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(between standart and custom)

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Oh, now i see

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I can choose bussines type when im creating a custom account

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This is all what i needed to know. Thank you, have a geat day.

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great*

torpid elm
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umm, choosing a business type isn't the difference. There are significant differences between using Express and Custom and Standard.

You may want to reach out to our Support team for the differences in Connect pricing when using Express / Custom / Standard.

With regards to integration - as an example, for Custom, you are responsible for collecting all of the required information for the connected account (you could simplify this by using Stripe's hosted onboarding page), and the Custom account has no access to a Stripe Dashboard. If the Custom account wants to change the bank account used for payout, that's your responsibility to handle.

On the other hand, Stripe will handle information collection for Standard accounts, and if a Standard account wants to change the bank account used for payout, they can do it by themselves via the Stripe Dashboard

gusty rune
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I was trying to do so, but when i was redirecting user, that is not a bussines owner, on creating acc, he had to choose his bussines type and write bussiness information. Users that im trying to connect are not bussiness owners.

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When im creating via API custom acc, all info that i need is agreement, persaonal data and bank account and so on.

iron ridgeBOT
gusty rune
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Are you still here?

torpid elm
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can you share how you're creating the Standard account? i.e. specifically with reference to when you mentioned the below

I was trying to do so, but when i was redirecting user, that is not a bussines owner, on creating acc, he had to choose his bussines type and write bussiness information. Users that im trying to connect are not bussiness owners.

gusty rune
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Firstly i was trying to create an account via dashbord. When i did so, i received a link, that i had to provide to user

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When k clocked a link, i was redirected to stripe page

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i clicked*

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here are photos

lost stone
gusty rune
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But with custom account, i could do payouts even without bussines info

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or i was able to do payouts, it was not restricted. I havent tried yet

gusty rune
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test

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So in live mode it would be restricted?

lost stone
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Yes

gusty rune
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I have a question then, exist any service, that would not need an bussiness info to do payouts?

lost stone
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No, that's not possible due to fraud risk.

gusty rune
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thank you for information

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thats all

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have a great day

lost stone
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Happy to help.
You too.