#malle_api
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small knoll
Hi there 👋 that's not a scenario I've personally tried before, so I'm going to need to a bit more digging. Offhand, I don't think so, I think the funds from the Invoice would land in the Stripe Account balance and would then need to be moved to the Treasury Account, but I'm still checking that.
woven root
From all research I've done what could be feasible is issuing the invoices from our own stripe account using the on_behalf_of param, then collecting the funds ourselves and using webhooks to trigger a outboundPayment from our treasury account to the users financial account. But it's a very hacky way to do it in my opinion
small knoll
What's hacky about that? That seems like a fairly normal flow if you need to use a Destination Charge structure to your flow like you're describing.
Are you saying you'd rather have the entire Invoice and it's transaction happen on the Connected Account rather than your Platform?
woven root
Yes, in my head ideally all invoices, customers and transactions are contained within the users connected account but I can give the above a try
small knoll
Well if you want everything on the Connected Account, that's a Direct Charge flow. Instead of using on_behalf_of to make the Connected Account the merchant of record, you can use the stripeAccount header to create the Invoice on the Connected Account instead.
https://docs.stripe.com/api/connected-accounts
https://docs.stripe.com/invoicing/connect#direct
woven root
Yes true, that's probably the way to go. Just another quick question, after the payment lands in the users stripe account and I want to move it to their financial account what's the correct API to use? Payouts? Can the destination there be a financial account id ("fa_xyz")?
small knoll
Yes, I believe that's correct. Instructions for creating manual payouts to do this are shown here, but let me know if that gives you any troubles:
https://docs.stripe.com/treasury/moving-money/payouts#manual-payouts