#robin_best-practices
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green palm
We are not sure about what we should do about payments with electronic wallets like Google/Apple Pay. Should we disable that feature for those payment methods ? Doesn't open the door to litigations ?
Usually, you should ignore 3ds with wallet payments
You can use Stripe built-int rules to cover these cases:
https://docs.stripe.com/radar/rules#built-in-rules
Or update your Radar rule to ignore allow payment through Wallet Payments https://docs.stripe.com/radar/rules/supported-attributes#other-payment-details:~:text=charge is made.-,digital_wallet,-Case Insensitive String
broken kiln
Do our customer will be protected to device theft ? Google and Apple Pay provide biometric authentication before allowing the payment?
green palm
Yes that's up to the customer to protect their device
I recommend you to double check this with Stripe Support at https://support.stripe.com/contact as this channel is for technical integration question with Stripe API and we aren't Radar experts.
broken kiln
My company provide financial services. Once the payment is received, we process a crypto asset purchase which will be send to an external wallet. That's why we have to be sure the payment transaction will be irrevokable.
Ok thank you, just an additional technical question related to https://support.stripe.com/questions/liability-shift-for-google-pay-charges?locale=en-US
"You can customize Stripe Radar rules to request the activation of 3D Secure" -> when a customer pay with an electronic wallet, no 3DS are required on our application, but when I use Google Pay on other personal application, a 3DS verification is sometime asked. Should we technically configure something when opening the checkout session ?
green palm
when a customer pay with an electronic wallet, no 3DS are required on our application, but when I use Google Pay on other personal application, a 3DS verification is sometime asked
For that case, that's Google Pay who triggers it and not the payment processor AFAIK.
But in general, in order to request 3ds you can use this param when creating a Checkout Session:
https://docs.stripe.com/api/checkout/sessions/create#create_checkout_session-payment_method_options-card-request_three_d_secure
broken kiln
Ok thank you !