#hendie_api
umbral gardenBOT
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bold palm
That card will always require auth/3DS regardless of the geography/locale of the account and/or customer
random cipher
wonderful, thanks. I was suspecting something like that
so in the real world, if a European citizen presents their card to a US merchant, SCA is NOT required?
bold palm
I don't think that's true no, certainly wouldn't rely on it behaving that way. Ultimately the card issuer/bank determine whether 3DS/auth is required regardless of merchant location