elka_installments | Stripe Developers | Page 1

frozen saffronBOT Jun 10, 2024, 9:42 AM

#

👋 Welcome to your new thread!

⏲️ We'll be here soon! We typically respond in a few minutes, but in some cases we might need a bit more time (e.g., server's busy, you've got a complex question, etc.).

⏱️ We close idle threads, which makes them read-only. Once a thread is closed it won't be reopened, but you can start a new thread if you have another question.

🔗 This thread will always be available, even after it's closed. You can find it again using Discord's search, or you can save this link: https://discord.com/channels/841573134531821608/1249660048855011430

📝 Have more to share? Add details, code, screenshots, videos, etc. below.

ruby vortex Jun 10, 2024, 9:44 AM

#

👋 happy to help

mellow kayak Jun 10, 2024, 9:44 AM

#

Hi tarzan 🙂 thxs for help 🙏

ruby vortex Jun 10, 2024, 9:44 AM

#

unfortunately we only provide help in english on this channel

mellow kayak Jun 10, 2024, 9:44 AM

#

that's ok no problem

ruby vortex Jun 10, 2024, 9:44 AM

#

would you mind translating your input from above?

mellow kayak Jun 10, 2024, 9:45 AM

#

No problem, but which one?

#

My question ?

#

Oh sorry my bad i see it

#

Rien, actuellement j'ai une facture principal qui n'est pas forcément envoyer chez stripe mais utilisé coté métier client et lorsqu'un paiement en plusieurs fois est demandé des "sous factures" sont créer automatiquement
⬇️

ruby vortex Jun 10, 2024, 9:48 AM

#

you can actually use https://docs.stripe.com/billing/subscriptions/subscription-schedules/use-cases#installment-plans

Subscription schedules use cases

Learn how to use subscription schedules.

#

for your use-case

mellow kayak Jun 10, 2024, 9:48 AM

#

I cant use this feature actually

#

I have start with there, but cause some problem into buisness logic

#

So i have choice to manage split on application side

ruby vortex Jun 10, 2024, 9:50 AM

#

mellow kayak I have start with there, but cause some problem into buisness logic

would you mind elaborating

#

I could help you figure it out

frozen saffronBOT Jun 10, 2024, 9:53 AM

#

elka_installments

mellow kayak Jun 10, 2024, 9:55 AM

#

My application is a document generation tool for lawyers' fee agreements.

We cannot use schedule subscriptions for the simple reason that a 0.5% tax is added.
Legally this is not considered to be a form of credit, so it's a bit complicated to get into the details, but we're working with a lawyer on the project and it turns out that if a payment facility is offered, it must not be overcharged or charged more than the traditional fees of the payment provider.

#

That's the sticking point and unfortunately I don't think we can solve it technically speaking.

ruby vortex Jun 10, 2024, 9:55 AM

#

you can add the tax separately

#

that's not a major issue to be honest

mellow kayak Jun 10, 2024, 9:55 AM

#

No you dont understand

ruby vortex Jun 10, 2024, 9:56 AM

#

https://docs.stripe.com/invoicing/taxes/tax-rates

Tax rates and IDs

Assign tax rates to draft invoices for automatic tax calculation.

mellow kayak Jun 10, 2024, 9:56 AM

#

No...

#

We really can't. This is illegal and is considered a form of consumer credit.

#

In the context of a service provided by a lawyer for his client

ruby vortex Jun 10, 2024, 9:57 AM

#

I'm not sure I understand, but in all cases, whether you manually create the invoices or create a subscription schedule that does that you will be charged the same fees

#

would you mind giving me an example?

#

like in numbers, how would the installments look like

#

and what are you trying to avoid

mellow kayak Jun 10, 2024, 9:59 AM

#

I dont have some exemple i have refacto my code

#

but if i remember right

ruby vortex Jun 10, 2024, 9:59 AM

#

not in code

#

just in numbers

atomic viperBOT Jun 10, 2024, 9:59 AM

#

ruby vortex Jun 10, 2024, 9:59 AM

#

prices

mellow kayak Jun 10, 2024, 9:59 AM

#

Ah ok

#

Let's say a lawyer has to bill a customer €10,000 for an agreement.

Payment is to be made in 5 instalments.
If I've understood correctly, when the schedule is created, stripe will recover 1.5% + 0.5% for using the schedule?

#

Is better for you to read this ?

ruby vortex Jun 10, 2024, 10:03 AM

#

oh I see what you mean, we don't know anything about pricing here

mellow kayak Jun 10, 2024, 10:03 AM

#

yeah 🙂

ruby vortex Jun 10, 2024, 10:03 AM

#

you need to contact sales for that

mellow kayak Jun 10, 2024, 10:03 AM

#

I do it, but they cant help me

ruby vortex Jun 10, 2024, 10:04 AM

#

ok let me just make sure I fully get this

mellow kayak Jun 10, 2024, 10:04 AM

#

We're currently working on the first version and it's not yet online, so 0 budget has been generated for stripe.

So they can't make any commercial gestures.

#

Yup 🙂

ruby vortex Jun 10, 2024, 10:04 AM

#

so basically you're a platform that has connected accounts (the lawyers) right?

mellow kayak Jun 10, 2024, 10:05 AM

#

Yes ! 🙂

#

We provide an generating legal document with electronic signature + payment and split payment

ruby vortex Jun 10, 2024, 10:05 AM

#

in that case, depending on how you're creating the charges (destination charges vs direct charges) it's either you as a platform or the connected account that gets the fees

mellow kayak Jun 10, 2024, 10:05 AM

#

Yup !

#

That's right

ruby vortex Jun 10, 2024, 10:05 AM

#

so you can have a model where your connected accounts have a subscription with you that should cover the fees

#

and then you just do a Destination Charge on behalf of the connected account and take full ownership of the fees

#

this way regardless of what Stripe fees + processing fees

#

these are not paid by the end customer or the lawyer

#

but they are technically covered by the subscription model that you have with the different lawyers

mellow kayak Jun 10, 2024, 10:07 AM

#

Humm i see

#

well i want sure to understand

#

i can re write it ?

ruby vortex Jun 10, 2024, 10:08 AM

#

not following

mellow kayak Jun 10, 2024, 10:10 AM

#

Any fees charged to lawyers would be taken from the subscription.

Let's say the lawyer pays us €500 a month

He makes a schedule of €10,000 for one client in 10 instalments.

Would the fees applied to the €1,000 per month be deducted from the subscription?

ruby vortex Jun 10, 2024, 10:11 AM

#

no you can transfer the whole amount to the lawyer

#

but for that you would have to create Seperate Charges and Transfers

mellow kayak Jun 10, 2024, 10:14 AM

#

Humm i will look that in details

#

Do you have some link for me ?

#

To make my research easier

#

Our lawyer needs to find out whether this is legal.

On the technical side, is it good practice to use effective_at on invoices?

In case the lawyer tells me that it's not possible to do as you suggest, that will avoid me coming back to bother you.

spark prairie Jun 10, 2024, 10:18 AM

#

this a technical chat for developers about code sorry

mellow kayak Jun 10, 2024, 10:19 AM

#

Yes and i ask a question for this 🙂

#

On the technical side, is it good practice to use effective_at on invoices?

#

For reminder my question is:
I'd like to know what's the best way to do it:

Take my split invoices and send them to stripe specifying a value for the key effective_at
Or simply create an invoice and finalize it using a php script and a cron.

spark prairie Jun 10, 2024, 10:21 AM

#

I think technically either approach works.

#elka_installments