#devz_best-practices
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untold owl
https://stripe.com/docs/payments/accept-a-payment you can follow this guide to learn how to collect a payment from a customer. There are a few options for you to choose, you can select the one that works best for your use case.
You can't payout to customers directly, you need to onboard your users as connected accounts, so that you can transfer funds to them and eventually payouts to their own band accounts https://docs.stripe.com/connect/add-and-pay-out-guide?dashboard-or-api=api#with-code-pay-out-to-user
https://docs.stripe.com/refunds#issuing and this is how you create refunds.
rancid wing
Okay, so there is a difference there between refund and payout
Refund will be returning the full money from a payment
Payout is used to send money
Question here is
Do they need to have an account in stripe for that ? Cause it will be a problem.
I was thinking, on keeping the money in my account in stripe
And once requested i can return certain amount to the payment method they have associated to that specific user
Help me with this one, thanks 😄
untold owl
Yes they need to be onboarded as a Stripe account in order to receive transfers from your Stripe account.
The details are already covered in the docs that I shared earlier.
untold owl
No
rancid wing
And can i create the account for them ? Is there a way to create it for the user as if we are creating a customer ? Or they have to do like any other normal user, and create it by them
untold owl
Yes you can create accounts for them, but they still need to go through the onboarding process https://docs.stripe.com/connect/onboarding/quickstart
untold owl
Happy to help!
rancid wing
But i still no see if it is possible to collect payment method before payment
Or the only way to do it is through atripe elements , when paying ?
untold owl
Yes it's possible, you can check it out at https://docs.stripe.com/payments/save-and-reuse
rancid wing
Okay
Last question
Is there a way to use customer portal to do what ive mentioned before ?
To show them the total amounts of 'tokens'
And do the payout there
untold owl
No