#kanew5816_api
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Your customers might enter their bank account manually instead of authenticating with Stripe Financial Connections. In these cases, Stripe provides a fully-hosted flow for collecting bank account details and verifies them with microdeposits.
How do I by-pass the microdeposits verification without using Financial Connections?
I have already verified my customers account using Plaid
this is a deprecated flow https://docs.stripe.com/ach-deprecated#using-plaid
--header 'Content-Type: application/x-www-form-urlencoded' \
--header 'Authorization: Bearer sk_test_key' \
--data-urlencode 'amount=650' \
--data-urlencode 'currency=USD' \
--data-urlencode 'confirm=true' \
--data-urlencode 'mandate_data[customer_acceptance][type]=online' \
--data-urlencode 'mandate_data[customer_acceptance][online][ip_address]=127.0.0.1
' \
--data-urlencode 'mandate_data[customer_acceptance][online][user_agent]=
Mozilla/5.0 (Linux; Android 10; SM-G996U Build/QP1A.190711.020; wv) AppleWebKit/537.36 (KHTML, like Gecko) Version/4.0 Mobile Safari/537.36' \
--data-urlencode 'payment_method_data[type]=us_bank_account' \
--data-urlencode 'payment_method_data[billing_details][email]=mailid.dx@gmail.com' \
--data-urlencode 'payment_method_data[billing_details][name]=John Doe' \
--data-urlencode 'payment_method_data[us_bank_account][account_holder_type]=individual' \
--data-urlencode 'payment_method_data[us_bank_account][account_number]=000123456789' \
--data-urlencode 'payment_method_data[us_bank_account][routing_number]=110000000' \
--data-urlencode 'payment_method_types[0]=us_bank_account' \
--data-urlencode 'return_url=https://eo2w5kde82ot20c.m.pipedream.net'
This is the request I am trying to make with the raw bank account number and routing number, since I have verified it with Plaid already
I understand but as I said this is a deprecated flow
and we no longer recommend using it
if you still think that you don't really want to migrate to the new ACH flow I suggest contact https://support.stripe.com/?contact=true
Find help and support for Stripe. Our support site provides answers on all types of situations, including account information, charges and refunds, and subscriptions information. Get your questions answered and find international support for Stripe.
So I am forced to use Stripe Financial Connections if I want to skip microdeposits verification?
yes