#nstripe0_api
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Hi there!
By "offline payments", do you mean you've created the PaymentMethod either as part of an earlier SetupIntent or earlier PaymentIntent that used setup_future_usage: off_session?
Hi roadrunner, yes, that's right. Future usage specified as off session.
Got it. You can use that same PaymentMethod for setting up a new recurring Subscription without having to bring the customer back on session/on your app.
That said, it's still up to the issuing banks to allow the charge. If they decline the off-session charge, you'll need to bring the customer back on session to provide their payment details again
That's good to hear. To your knowledge, would there be any substantive difference between Stripe triggering the payment via Stripe Subscription's recurring payment vs us triggering the payment via Stripe Payments API that may impact the way it is viewed by issuing banks?
Another thing I'm wondering about the Stripe Subscription creation is if setting it up with an existing Payment Method would trigger an authorization/verification call to issuing banks or something similar that would impact existing customers.
If you use subscriptions, issuing banks will see the charge as a "recurring" charge instead of a one-off charge, so yes, setting up a subscription may help with auth overall
Just the charge, really
So you're thinking that they would not see an authorization/verification charge when setting up the Subscription? That's good to hear.
Right, they would just see the charge
Got it. Thanks for your help!