#priyanka5226_best-practices
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opal crown
hi! can you expand a little more on your overall use case you're trying to accomplish?
fathom folio
SO we already have a solution where we make payments directly to Stripe platform.
But now with the new requirements, we need to make payments to connected accounts instead of platform.
I am bit confused on how should I start?
opal crown
can you explain the requirements in more details?
In terms of where to start: by reading https://docs.stripe.com/connect/design-an-integration and making some choices about the kind of accounts and fund flows that make sense for what you're trying to accomplish
opal crown
no, it's one way. The best way depends on your specific requirements so it's best to read through that getting started/design-an-integration page or clarify here so we can offer suggestions
fathom folio
OK for example, we have customers and their payment methods added.
Now we need to charge them some amount using their default payment method
This is our existing solution
But now we want to do the payment on connected account instead of platform
fringe oxide
hi! I'm taking over this thread.
yes this is possilbe. you have two main questions you need to answer to use Connect:
- which type of connected account you want to use: https://docs.stripe.com/connect/accounts
- which type of charge you want to use: https://stripe.com/docs/connect/charges
fathom folio
ok so our type of account is Standard
But I am confused if I should go with Direct charges or Destination charges
fringe oxide
that's up to you. do you want you, the platform, to magane disutes and refunds (that a Destination Charge). or do you want the connected account to do so (that's a Direct Charge).
fathom folio
Our company wants this connected accounts separately as per some business requirements.
fringe oxide
I'm not sure what that means.
fathom folio
They want to separate all the balances according to connected accounts
balances of all the incoming money
What's the key difference between destination charges and direct charges?
fringe oxide
What's the key difference between destination charges and direct charges?
I told you:
do you want you, the platform, to magane disutes and refunds (that a Destination Charge). or do you want the connected account to do so (that's a Direct Charge).
fathom folio
Tbh I don't know
if platform should handle that
Is it better if platform handles all the disputes and balances or is it better if connected account does it?
WHich is easier?
fringe oxide
I can't answer that question. that's completely up to you and depends on your business requirement. once you answer that question, you'll know which type of charge you need to make and can start building your integration.