#jacob_api

1 messages ¡ Page 1 of 1 (latest)

worn micaBOT
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queen isle
royal coral
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Hey @queen isle it's this one req_rPd34xxqQbo3bG (on test mode)

queen isle
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Thanks for the ID. I noticed that you were creating a subscription mode checkout session, but specify data in payment_intent_data hash, and that's why the API returned an error.

Can you tell me what's the business objective that you want to achieve? so that I can propose a solution for you?

royal coral
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Currently I have a complete integration using express accounts with Connect. Users can onboard to my platform, complete their Stripe onboarding and start accepting payments with a platform fee automatically collected as part of the transaction.

However, I'm wanting to allow users to start 'accepting payments' before they complete their Stripe connect onboarding. In a similar way to something such as Substack where you can see your revenue that you've earned, you simply need to complete the onboarding flow so you can receive a payout of the funds.

Any suggestions on a good flow I could use?

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TLDR: I want to remove friction that an onboarding flow can cause

queen isle
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No, your connected account won't be able to accept payments without completing onboarding.

royal coral
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What about the platform receiving payments, and then transferring to a connected account once they have completed the onboarding?

queen isle
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Yes that's possible. That means the funds would go to platform first, and later transfer to a connected account once onboarding is complete.

royal coral
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That would be great. What would be your recommended flow?

queen isle
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Is it an one-time charge or recurring payments?

royal coral
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Recurring

queen isle
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Then I'd suggest you complete the onboarding before creating subscriptions. Otherwise you'll need to manually transfer funds to connect accounts.

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Alternatively you might want to collect an one-time payment first, and defer subscription creawtion once the connect account completes onboarding.

royal coral
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Couldn't I automate transfers to connected accounts through my backend?

queen isle
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You mean run your own cron job? You can do that but you'll lose all the benefits from using Stripe subscriptions.

royal coral
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Yeah, dang

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Ok, how would I go about accepting subscriptions to my platform directly? I'll automate with a cron job with payouts once per month to the creator once they're onboarded.

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Is it a similar flow to the general initiate checkout flow with a client id?

queen isle
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I won't suggest you doing the manual transfers and payouts to connected accounts. But that's entirely up to you.

royal coral
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Cheers for your help anyway