#skar_setupintent-3ds

1 messages · Page 1 of 1 (latest)

topaz coyoteBOT
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torn rampart
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@sick jolt yep it can definitely happen. We don't always know if a card will need 3DS during SetupIntent so you have to plan for this and then get the customer back on session.

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skar_setupintent-3ds

sick jolt
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Ok thanks. If the customer has say a scheduled subscription which charges them monthly, do we know if they will need to be asked for 3d secure each month, or is only one necessary?

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In the former case id rather they just register a different card to reduce friction down the line

torn rampart
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impossible to know for sure, it depends on a lot of different factors, but most likely only asked once and then future off session payments work

sick jolt
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Ok makes sense. If someone starts getting bombarded with 3d secure requests, could they in theory contact their bank to make an exception for a certain vendor?

torn rampart
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not sure honestly that would be up to each bank

sick jolt
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Ok btw our current approach is to just treat off session 3d secured as failed payments and have them use a different card, hasn’t caused too many problems form what I’ve seen. Does this sound reasonable or should we really move forward with 3ds.

torn rampart
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If I were you I'd basically get them back on session and have them attempt to pay the underlying PaymentIntent for that Invoice that had a failed payment really

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like it doesn't matter if they enter a new card, the same one, or something else, as long as they pay

sick jolt
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Yea ok makes sense. They’ve always been able to pay thus far so I’ll stick with our current handling for the time being. Thanks