#a-boy-named-oliver_unexpected
fringe elmBOT
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lethal glenBOT
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- a-boy-named-oliver_best-practices, 6 days ago, 7 messages
vale basin
Hello! What specific approach are you using? Are you using Connect Onboarding or do you have your own custom flow?
Are you using this approach specifically? https://docs.stripe.com/connect/payouts-bank-accounts?bank-account-collection-integration=direct-api#create-a-setup-intent
You there?
livid river
Hey, I've been in meetings since I posted the message. I've been doing bank account linking through API, not hosted onboarding. And yes, I followed that approach almost exactly, except that I also added an inbound flow direction since I'm a Treasury client and also use this for inbound/outbound transfers
Here's my code specifically:
await stripe.setupIntents.create(
{
attach_to_self: true,
confirm: true,
flow_directions: ['inbound', 'outbound'],
payment_method_types: ['us_bank_account'],
payment_method_data: {
type: 'us_bank_account',
us_bank_account: {
financial_connections_account: financialConnectionAccount.id,
},
billing_details: {
name: org_name,
},
},
mandate_data: {
customer_acceptance: {
type: 'online',
online: {
ip_address: ip,
user_agent: userAgent,
},
},
},
},
{
stripeAccount: data.id,
},
)
vale basin
Does your request to create the Token succeed as expected? And the update to the Account to attach the Token as the external_account?
livid river
Yes everything works as expected. I can even create transfers, it's just that the payout status is still disabled
vale basin
Can you give me the ID of an account where you've done this and payouts are still disabled?
livid river
Sure, it's in test mode if that's helpful: acct_1Or8FqGaFmJTQZCK
vale basin
Thanks, looking...
I'm not seeing the Token creation or external_account API requests. Can you confirm you're making the two requests outlined here? https://docs.stripe.com/connect/payouts-bank-accounts?bank-account-collection-integration=direct-api#create-an-external-payouts-account
livid river
Ah I see. I'm not actually calling those two APIs. My mistake, thanks for the pointer!
vale basin
Ah, yeah, that'll do it. Once you implement those you should be good to go.
lethal glenBOT
livid river
Now I'm having an issue creating a bank token. The docs say the following:
If the Payment Method is not attached to a Customer object, it will be consumed and cannot be used again. You may not use Payment Methods which were created by a Setup Intent with attach_to_self=true.
(source: https://docs.stripe.com/api/tokens/create_bank_account#create_bank_account_token-bank_account-payment_method)
When I try to create the bank token using a payment method that I've created for the connected account, I get the following error:
"message": "No such PaymentMethod: <payment_method_id>",
"param": "bank_account[payment_method]",
But I've verified that this payment method exists (calling the get payment method API)
vale basin
Can you give me the request ID showing that error? Here's how you can find a request ID: https://support.stripe.com/questions/finding-the-id-for-an-api-request
livid river
Yup, here it is: req_ijh5se8IOzKejg
vale basin
Yeah, you need to specify a Customer when you create the Setup Intent.
Otherwise you can't use this Payment Method more than once.
That error isn't super clear, making a note internally to improve that one. 😅
livid river
Hmm but the docs said that in order to do inbound/outbound transfers with this payment method I would need to attach it to the current stripe account.
vale basin
Yeah, you need to attach it to both.
You need to associate the Setup Intent with a Customer, and then you need to create a Token from it that you then attach to the connected Account.
livid river
Oh interesting... seems weird that I need to create a customer representing the the owner of the account
vale basin
The second paragraph there explains the Customer part in more detail as well.
livid river
Got it, thank you! Is there any way to associate Customer objects and resources like Payment Methods between a Custom Connected Account and the Platform Account? That way I can use the same external bank account for Subscriptions and bank transfers
eternal spoke
👋 hopping in here since rubeus has to head out
You're asking if there's a way to tie a Customer object on the platform to the external bank account on the connected account?
eternal spoke
You're welcome to tie them together in your own databases, but there's nothing on Stripe's end that would automatically tie them together
livid river
I'm fine doing that, it's just that means I have to have my users verify the same bank account twice through Financial Connections which is a poor experience for my users.
eternal spoke
I don't think you'd have to verify it twice? The verification would happen when the Setup Intent is confirmed - it shouldn't reverify when you create the token / attach it as the external bank account