#kasper_connect-basics

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ionic aspenBOT
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sage heronBOT
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Below are links to other discussions we've had with you in the past week in case you want to review that information. If your question is related to one of these previous discussions, please provide a comprehensive summary of the current state and what you need help with now. We help many users simultaneously, so a summary allows us to resolve your issue as soon as possible.

marble pilot
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I am integrating with Stripe to handle credit card payment for my portal. My portal is a cloud property management portal, where tenants can pay rent online.
I would like for tenant to be able to link their credit or debit cards to my connected account, and then manually or automatically pay rent with that linked card. Example a tenant can set up a recurring payment on the 1st of the month to pay their $1000 rent. However i offer 3 options, Balance Due, Posted Balance and Fixed Account, where Balance Due and Posted Balance may change from month to month, so creating subscriptions would not work from what i understand.
Can you help guide me to what API's i should be using to set something like this up?

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I did read the docks on sacing payment methods, and it seems like i need a offline_sessions payment, using a stored payment method. However i can only seem to describe a way to store a payment method while doing a payment. Are there a way to add a payment method for later usage, without doing a payment at that time?

sage heronBOT
marble pilot
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I am using connected accounts, some of my customers may have multiple Stripe account, because they have multiple bank account they need the money to go to. Can the customer/payment method be used across multiple accounts, or are they locked to a single connect account?

inner phoenix
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Do you know what type of charge flow you plan on using for your Connect integration yet?

marble pilot
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No, i am open to advice

sage heronBOT
marble pilot
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I need to integrate this into my current flow where i use Plaid for ACH, will use Stripe for Credit Cars.

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I want my users to add payment methods, that they can then use to pay their rent with.

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This payment may be a one off payment where they are present when being made.

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Or an automatic payment they have set up such as on the 1st of every month for the current blance for your rent

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Here is the flow we have current with ACH

image_3.webp image_2.webp image_1.webp image.webp
inner phoenix
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You'll need to decide on the charge structure, as that will adjust the answer to whether or not Payment Methods can be reused by all of your Connected Accounts. Well, they can be, just some flows require more effort to make that work.

I'd recommend start looking at Connected Account types:
https://docs.stripe.com/connect/accounts
and charge types (as they go hand-in-hand)
https://docs.stripe.com/connect/charges

marble pilot
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Right now i my connected account as express, but i can change that to standart or custome if needed.

inner phoenix
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That's a business decision that you'll want to figure out. I don't know enough about your business to know what account type would be a good fit for the experience you're hoping to build and offer your users.

marble pilot
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As i am a platform that facilitates rent payments, it seems to me it would be best to use "Direct charges" so the tenants pay directly to the property manager and not me. However "Destination changes" would also work, so it dependes on what charge type will allow me to do the flow i describe above.

spare plover
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👋 hopping in here since toby had to head out

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Both flows (direct and destination) will allow you to accept payments from the tenants with ACH - what's more important here is that you read through https://docs.stripe.com/connect/accounts and get a better understanding of the differences in liability/ integration time needed for each account type

marble pilot
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Yes it seems that Standart account and Direct charges would be perfect for us.

ionic aspenBOT
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kasper_connect-basics

marble pilot
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With that decided, how dose that impact the flow for storing payment methods without during a charge at the time the payment method is stored?

spare plover
marble pilot
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Got it, i have already integrated with connected account, just used express for now, so i got that process working.
My question is more what API do i use to store a payment method for later use without doing an actual charge at that time. Also can i use this payment method across multiple Connected Accounts, as my property owners may have more then 1 stripe account, as they may have more then 1 bank account. Example all rent from property A goes into bank account A, and all rent from property B goes into bank account B.

spare plover
marble pilot
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Great that is what i needed, thank you very much

spare plover
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👍