#dg_docs
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Hello
You will receive a microdeposit based upon each PaymentMethod object that is created and needs to be verified.
You are saying that you aren't seeing that be the case?
I am not - we saw that with 3 different PaymentMethod objects, attached to 3 different Customers, but pointing to a single external account (say routing number 11000000 and account number 000123456789), a single microdeposit (lets say a txn with descriptor SMABCD) will be created that can be used to validate each of the PaymentMethods
Can you share those 3 PaymentMethod IDs?
yes but quickly - you are a validated stripe employee? how can i confirm ๐
Yes I'm a Stripe Support Engineer.
If you aren't comfortable sharing information here then you can reach out to our Support team via https://support.stripe.com/contact/login
i have spoken with the support team directly twice - their information seems to have been incorrect
can i send this to your stripe email?
No, sorry. We can only communicate here.
Sharing object IDs is not sensitive -- no one can take action on them without your secret key
Never share your secret key and you are fine.
But like I said, if you still aren't comfortable sharing these object IDs then you need to work with Support. But I can't help further without looking at an actual example
ok chatted with our security team they think its fine
1 sec
pm_1OyhRPB3hEhqM7EoiQyhayiG
pm_1OyhRqB3hEhqM7EoPtgpuI2T
pm_1OyhSXB3hEhqM7EoFoqppnPY
Thanks, looking
Ah okay, I was incorrect, sorry. We do use a single microdeposit here. I wasn't aware of that and thought we still sent separate ones. But, it does make sense that if we sent separate microdeposits then there wouldn't really be a way to distinguish between which deposit was for which PaymentMethod.
yeah! that was my thought - i think the internal docs might be out of date
I do believe this may have changed when we switched to using statement descriptor microdeposits
As opposed to actual microdeposits with $$
that is great to know - do you know if amount-based would still use a microdeposit per PaymentMethod?
stripe support said amount-based microdeposits were still used with banks that didn't support descriptor-based mds is why i ask
I'd assume the behavior is the same but let me check
ty, i appreciate it
Okay everything I'm seeing indicates these behaviors are the same
that is fantastic news, saves me like a week of building some weird customer-billing-group models
Glad to hear it!
last q - do you have a list of institutions that don't support descriptor-based mds that we could reference? we just want to prepare our customers as clearly as possible
That's my colleague. I have to step away, if you have follow up questions they can help you
ok - tyvm @acoustic sorrel
@glacial ledge i think my last question is this: my team and i are planning to treat this behavior as canonical, and not a bug or just some temporary happenstance. can you confirm that the stripe team isn't planning to change this behavior in the near future?
We don't have any plans to change this behavior that I'm aware of, nor would we change behavior like this without significant notice to merchants as it would break integrations.