#dg_docs

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kind widgetBOT
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lusty duneBOT
acoustic sorrel
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Hello

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You will receive a microdeposit based upon each PaymentMethod object that is created and needs to be verified.

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You are saying that you aren't seeing that be the case?

lean hull
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I am not - we saw that with 3 different PaymentMethod objects, attached to 3 different Customers, but pointing to a single external account (say routing number 11000000 and account number 000123456789), a single microdeposit (lets say a txn with descriptor SMABCD) will be created that can be used to validate each of the PaymentMethods

acoustic sorrel
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Can you share those 3 PaymentMethod IDs?

lean hull
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yes but quickly - you are a validated stripe employee? how can i confirm ๐Ÿ™‚

acoustic sorrel
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Yes I'm a Stripe Support Engineer.

lean hull
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i have spoken with the support team directly twice - their information seems to have been incorrect

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can i send this to your stripe email?

acoustic sorrel
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No, sorry. We can only communicate here.

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Sharing object IDs is not sensitive -- no one can take action on them without your secret key

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Never share your secret key and you are fine.

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But like I said, if you still aren't comfortable sharing these object IDs then you need to work with Support. But I can't help further without looking at an actual example

lean hull
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ok chatted with our security team they think its fine

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1 sec

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pm_1OyhRPB3hEhqM7EoiQyhayiG
pm_1OyhRqB3hEhqM7EoPtgpuI2T
pm_1OyhSXB3hEhqM7EoFoqppnPY

acoustic sorrel
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Thanks, looking

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Ah okay, I was incorrect, sorry. We do use a single microdeposit here. I wasn't aware of that and thought we still sent separate ones. But, it does make sense that if we sent separate microdeposits then there wouldn't really be a way to distinguish between which deposit was for which PaymentMethod.

lean hull
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yeah! that was my thought - i think the internal docs might be out of date

acoustic sorrel
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I do believe this may have changed when we switched to using statement descriptor microdeposits

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As opposed to actual microdeposits with $$

lean hull
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that is great to know - do you know if amount-based would still use a microdeposit per PaymentMethod?

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stripe support said amount-based microdeposits were still used with banks that didn't support descriptor-based mds is why i ask

acoustic sorrel
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I'd assume the behavior is the same but let me check

lean hull
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ty, i appreciate it

acoustic sorrel
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Okay everything I'm seeing indicates these behaviors are the same

lean hull
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that is fantastic news, saves me like a week of building some weird customer-billing-group models

acoustic sorrel
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Glad to hear it!

lean hull
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last q - do you have a list of institutions that don't support descriptor-based mds that we could reference? we just want to prepare our customers as clearly as possible

acoustic sorrel
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Unfortunately not

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I don't think a canonical list exists afaik.

kind widgetBOT
lean hull
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ok - that is great to know

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who is pgskc

acoustic sorrel
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That's my colleague. I have to step away, if you have follow up questions they can help you

lean hull
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ok - tyvm @acoustic sorrel

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@glacial ledge i think my last question is this: my team and i are planning to treat this behavior as canonical, and not a bug or just some temporary happenstance. can you confirm that the stripe team isn't planning to change this behavior in the near future?

acoustic sorrel
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We don't have any plans to change this behavior that I'm aware of, nor would we change behavior like this without significant notice to merchants as it would break integrations.

lean hull
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๐Ÿ™ this is excellent news - my questions are done, will take this back to the team

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thank you!

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super glad i found this discord