thinkle1_best-practices | Stripe Developers | Page 1

frail palmBOT Mar 27, 2024, 4:16 PM

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fossil scrollBOT Mar 27, 2024, 4:16 PM

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humble ivy Mar 27, 2024, 4:18 PM

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Hello! You can do this, but you'd need to calculate it on your end, and it isn't generally recommended. Have a look here: https://support.stripe.com/questions/passing-the-stripe-fee-on-to-customers

hybrid sun Mar 27, 2024, 4:19 PM

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@humble ivy hi, thanks for answer. So there's no way to get potential Fees before the payment via API?

I mean I can calculate, I just don't know the fee percentages

humble ivy Mar 27, 2024, 4:19 PM

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No, there isn't. Fees are only calculated and available in the API (on the Balance Transaction) after the transaction takes place.

hybrid sun Mar 27, 2024, 4:20 PM

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@humble ivy thank you

humble ivy Mar 27, 2024, 4:20 PM

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Happy to help!

hybrid sun Mar 27, 2024, 4:25 PM

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@humble ivy another question related to Connected Account customers. I'm using Direct Debit.

Users register on my mobile app, and I create a Stripe Customer on Platform account for each user. When I need to perform payment (Direct Debit) to connected account - I need to have this customer on connected account. So I'm just copying customer and payment method to connected account - https://docs.stripe.com/payments/payment-methods/connect#cloning-payment-methods
Also I'm checking if the payment method card changed or not, just not to create Payment Method each time user pays.

Is this the best way to do it?

My concerns: If the user changes some Stripe Customer related info (like address, name), I have to perform copying all the time when user pays. And to perform the payment - it's a lot of API requests

humble ivy Mar 27, 2024, 4:27 PM

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To make sure I understand, you're creating direct charges on your connected accounts and cloning Payment Methods, and you're wondering what the best way is to keep the Customer/Payment Method on the connected accounts in sync with the info on your platform account?

hybrid sun Mar 27, 2024, 4:29 PM

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Yeah, I'm cloning the Payment Methods and Customer. Because otherwise it won't work. I still need both records to pay to Connected Account.

wondering what the best way
yes

humble ivy Mar 27, 2024, 4:31 PM

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Are these recurring payments or one-off payments?

hybrid sun Mar 27, 2024, 4:31 PM

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One off

humble ivy Mar 27, 2024, 4:32 PM

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The best way to do this is to not copy the Customer at all, and clone the Payment Method for every payment. This approach avoids you having to keep anything in sync. There's only one Customer, on your platform. The primary Payment Method is also on your platform account, and you clone it once per payment, so the newest, most up-to-date payment info is always used.

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When a Payment Method is cloned, the new Payment Method created on the connected account can be used for a single payment, then it's marked as used and can't be used again.

hybrid sun Mar 27, 2024, 4:34 PM

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Oh, ok. So I don't need the customer on Connected Account side. Lemme try and I'll get back to you. Thanks!

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@humble ivy when I clone like that

payment_method = Stripe::PaymentMethod.create({
  customer: '{{CUSTOMER_ID}}',
  payment_method: '{{PAYMENT_METHOD_ID}}',
}, {
  stripe_account: '{{CONNECTED_ACCOUNT_ID}}',
})

CUSTOMER_ID is my Platform customer

Then I try to create PaymentIntent using this copied PaymentMethod and Platrofrm Customer.

It throws the error - "(Status 400) (Request req_0n4cyeJlTfSwbY) No such customer: 'cus_PUHzxddKmq8XiA'"

If I try to attach newly created PaymentMethod to Platform Customer - error:

"No such PaymentMethod: 'pm_1OyzXwBrNN58pqthoBggnmNx'; It's possible this PaymentMethod exists on one of your connected accounts, in which case you should retry this request on that connected account. Learn more at https://stripe.com/docs/connect/authentication"

humble ivy Mar 27, 2024, 4:42 PM

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Don't specify the Customer when creating the payment. There is no Customer on that account.

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Wait...

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This is an attach request.

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You don't do that.

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There's no Customer to attach the Payment Method to on the connected account.

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You clone the Payment Method, then create and confirm a Payment Intent with it. No Customer or attachment process happens on the connected account.

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The only Customer is on the platform account.

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Also, you should never attach a Payment Method directly to a Customer like this. On your platform you should use a Setup Intent or a Payment Intent with setup_future_usage to set up the Payment Method for future use, which will attach the Payment Method to the Customer for you when the Intent succeeds.

hybrid sun Mar 27, 2024, 4:45 PM

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I see, thanks. Lemme check

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@humble ivy that worked thanks. I'm creating payment intent without customer. Just using the copied Payment Method. And everything workls. Thanks for help, it was unclear for me from docs for some reason

humble ivy Mar 27, 2024, 4:53 PM

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Glad to hear it's working! 🙂

#thinkle1_best-practices