#linqisnice_best-practices

1 messages ¡ Page 1 of 1 (latest)

covert veldtBOT
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austere lavaBOT
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small galleon
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should the products be created for the default account (the platform) instead of the connected account? If so, what are the implications of that?

austere lavaBOT
small galleon
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also, is there a reason for preferring on_behalf_of? I was told this is the recommended approach, but why?

jolly kernel
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They should be on the platform account. Destination charges are created on your platform account, so anything else that the call is interacting with (customers, payment methods) needs to live on the platform account

small galleon
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Alright, are there any implications to that? Or that doesn't really matter?

jolly kernel
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On behalf of makes the connected account the merchant of record. It has a number of implications from who shows up on the bank record to how funds are changed from one currency to another

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It is not the blanket preferred method, that depends on your situation

small galleon
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And what dictates what is preferred?

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Where can I read about all the implications?

jolly kernel
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This doc talks a bit about merchant of record
https://docs.stripe.com/connect/destination-charges#settlement-merchant
And this doc talks about how currency conversion works. Basically without OBO the funds land on your account and then get sent to the connected account. With OBO they act like they landed on the connected account first. This matters because we convert currency whenever the account it lands on does not have a bank account in that currency. The doc gives specific examples to clarify.
https://docs.stripe.com/connect/currencies