#damenz_connect-charge-types

1 messages · Page 1 of 1 (latest)

lean shoreBOT
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red rune
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Hi 👋

I don't really know what else to tell you beyond what you've read. Custom Accounts will give you the most flexibility but Express Accounts will provide more pre-built onboarding options

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You need to figure out what makes the most sense for your business

heavy saddle
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But can we control the payouts if this is an express account?

1- Customer pays 100$ today. But is booking for next month.
2- As a platform, I must keep the money until the checkout, which is in 1 month
3- After checkout, I payout 100-10$ (10% platform fee) to the customer

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Can this only be done in custom?

red rune
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That depends on what kind of Charge you create

heavy saddle
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oh so that is doable using a express stripe connect account? This would have to be handled in the charge (payment) process?

red rune
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Correct.

heavy saddle
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I am unsure whats the biggest difference where we would need to go "custom" instead of "express" (where that line is)

But all we need is to be able

1- Have the host setup a stripe connect account so he can be paid (as easily as possible, which express seems to do just fine)
2- Us, as the platform, control the customer payment, and decide when the payout occurs to the stripe connect account and control the platform fee (deducted from the customer payment)

This can be done by using express account and the https://docs.stripe.com/connect/separate-charges-and-transfers you mentionned ?

There is no "restriction / bottleneck" of using a express account in this scenario?

Creating separate charges and transfers

Learn how to use Connect to create charges on your platform account on behalf of connected accounts, perform transfers separately, and retain funds in the process.

red rune
heavy saddle
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Ok thats a nice breakdown, I didnt see that page.

Is there a way to increase the charge amount so that it covers the stripe fee, without the stripe fee applying to that formula?

Lets say I have a charge of 100$ to do and that stripe fees are 3$ (for the example).

I would charge the customer 3$ so that it covers the stripe fee, but I dont want stripe to calculate its fee on 103$ now.

Is that doable?

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Final customer price / charge

  • Item price (100$)
  • Platform fee (10% -> 10$)
  • Processing fee (3% of 110 -> 3,3$)
    Total: 113.3$
red rune
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