linqisnice_best-practices | Stripe Developers | Page 1

pulsar pelicanBOT Mar 25, 2024, 10:52 AM

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coral mountainBOT Mar 25, 2024, 10:52 AM

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pulsar pelicanBOT Mar 25, 2024, 10:52 AM

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coral mountainBOT Mar 25, 2024, 10:52 AM

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slow fern Mar 25, 2024, 10:52 AM

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👋 happy to help

neat ingot Mar 25, 2024, 10:52 AM

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So, some more details... im a bit confused. When can a connect account issue a payment link? What do i need to listen to? Currently due? details_submitted?

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basically, i want to set up a quite simple flow with express connect accounts.

They onboard -> they can send a payment link -> the money goes to our account but is then transferred to the express connect account (on behalf of) -> then its automatically paid out to their account. They shouldnt have to do anything but issue the payment link

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this is possible, right?
before i allow rthem to issue a payment link, what do i need to check for to avoid exceptions?

slow fern Mar 25, 2024, 10:54 AM

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in that case they don't issue the Payment Links since your platform is collecting the payment

neat ingot Mar 25, 2024, 10:54 AM

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my webhook does the following (listens to account_updated)

Checks for currently due and then sets the deadline in the db and emails the customer
Sets payoutenabled and chargeneabled to the values

slow fern Mar 25, 2024, 10:54 AM

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you have to issue the Payment Link yourself in a Seperate Charge & Transfer way

neat ingot Mar 25, 2024, 10:54 AM

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ah okay, but its on behalf of the connect account, though?

slow fern Mar 25, 2024, 10:55 AM

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in the transfer you can precise this

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https://docs.stripe.com/connect/separate-charges-and-transfers#on-behalf-of

Creating separate charges and transfers

Learn how to use Connect to create charges on your platform account on behalf of connected accounts, perform transfers separately, and retain funds in the process.

neat ingot Mar 25, 2024, 10:55 AM

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Im getting more confused, it seems the custom flow was way simpler then even though it said in the docs that it would take way more work. What I did before (and i tried it plenty times os it owrks) was i just set the payment link request options to the connect account and that was it

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All I want to do is

user onboards
user sends a payment link in a mail

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payment should look as though its going to him, not us

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which is why i set the on_behalf_of to that account

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Yes, ive done that, so what is wrong?

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       var options = new PaymentLinkCreateOptions
       {
           TransferData = new PaymentLinkTransferDataOptions
           {
               Amount = lineItems.Sum(x => x.Price),
               Destination = connectedAccountId

           },
           LineItems = lineItems,
           OnBehalfOf = connectedAccountId
       };

this is what ive done

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this is correct, no?

slow fern Mar 25, 2024, 10:58 AM

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this is called a Destination Charge

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this means that the funds are not transferred to the platform but rather directly to the connected account

neat ingot Mar 25, 2024, 11:00 AM

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Ok, that makes sense and is preferred. So the code snippet above is correct for that purpose?

slow fern Mar 25, 2024, 11:00 AM

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yes

neat ingot Mar 25, 2024, 11:01 AM

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but then im still wondering what would be required from the connect account to be able to issue this payment link?

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how do i know he CAN issue it?

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what do i listen for in my webhook

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i.e. something that would be translatable to "CanIssuePaymentLink"

slow fern Mar 25, 2024, 11:05 AM

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once the connected is authorized (charges_enabled) you can assume that this should be fine

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https://docs.stripe.com/connect/express-accounts#return_url

Using Connect with Express accounts

Express accounts enable your platform to manage payout schedules, customize the flow of funds, and control branding. Stripe will handle onboarding, account management, and identity verification for your platform.

neat ingot Mar 25, 2024, 11:06 AM

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alright, but this does not mean the money will directly go int otheir external account (as per the payotu schedule), right? this is something separate

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and sohuld also be tracked

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and one last question then,what happens when payouts are disabled, and then re-enabled? Will it automatically be queued up or is manual intervention needed?

slow fern Mar 25, 2024, 11:07 AM

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alright, but this does not mean the money will directly go int otheir external account (as per the payotu schedule), right? this is something separate
yes this means that the amount will go to their pending (then available) Stripe Balance and then per the payout schedule will be transferred to their external bank account

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and one last question then,what happens when payouts are disabled, and then re-enabled? Will it automatically be queued up or is manual intervention needed?
AFAIK if payouts are enabled then the available balance will be paid out as per the schedule

neat ingot Mar 25, 2024, 11:09 AM

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                    if (account.Requirements.CurrentlyDue.Any())
                        HandleCurrentlyDueDeadlines(account, user); // this would email the connected partner detailing the currently due requirements

                    user.BusinessDetails!.StripeDetails!.ChargesEnabled = account.ChargesEnabled;
                    user.BusinessDetails!.StripeDetails!.PayoutsEnabled = account.PayoutsEnabled;

so for my purpose, this should be enough to track as far as connected accounts and payment links goes?

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anyway thanks a lot!

slow fern Mar 25, 2024, 11:11 AM

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yes this should be fine

neat ingot Mar 25, 2024, 11:12 AM

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okay one last question, how do charges and payouts enabled relate? Can one be disabled but not the other? Im correct in thinking both are related to currently due requirements?

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and on that note, isnt it wrong to check for currently due and then setting a deadline? they're already due, no?

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should i not be listenign for eventually due?

slow fern Mar 25, 2024, 11:14 AM

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Can one be disabled but not the other?
yes

neat ingot Mar 25, 2024, 11:15 AM

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or the currently due deadline is about REMAINING compliant?

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and thus, so long as currently due deadline is met, its reasonable to assume charges and payouts are both enabled?

slow fern Mar 25, 2024, 11:16 AM

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You have very valid questions, it's better if you seek help on these questions on https://support.stripe.com/?contact=true they are better equipped to answer you

Stripe: Help & Support

Find help and support for Stripe. Our support site provides answers on all types of situations, including account information, charges and refunds, and subscriptions information. Get your questions answered and find international support for Stripe.

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