#thecj247_best-practices
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With connect you can clone payment methods down from the platform to its connected accounts. Is that what you are looking for, or something else? https://docs.stripe.com/payments/payment-methods/connect
Also is there a specific reason you are creating the subscriptions directly on your Express accounts? We typically reccommend against that because it makes things like reporting and some fund flows more difficult
Will look at the link in a sec
If we bill the users then disburse to the providers, that will reach the VAT limit a lot faster, therefore thought the best way was direct billing
And thanks, I was not aware of "Cloning PaymentMethods" (must have had eyes painted on!), if that is the case, it will make things a whole lot easier for users to register on the main platform, get a stripe_id, fire the elements card form up, and be able to use that with the connected accounts vs creating a customer specifically in the connected account and requesting card info each time, this project is still in dev and the first time we have used Stripe
Gotcha, glad that could help. I am honestly not sure how the VAT implications work but for Express platforms typically out Destination Charges + on_behalf_of flows achieve the same regulatory things because that flow also makes the connected account the merchant of record. https://docs.stripe.com/connect/subscriptions#use-destination-charges-to-create-a-subscription
If you reach out to our support team, they may be able to help clarify if destination + OBO will work the same for you re: VAT. And if you use those, the subscriptions will be on your platform account so you can directly use PMs that are saved on the platform
That awesome thanks, have spent too long getting mixed opinions on this hence reaching out.
If we could use Destination instead, that would be a whole lot better, soon as the payment goes through the platform (if it's merchant of record) and it attracts VAT, the providers would lose that straight away in terms of fees rather than the typical 4% we are aiming for.
I will do precisely that and contact support, write out exactly how the application is setup and see what they come back with, thanks again!