#wayo_3ds-questions
vestal leafBOT
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lethal kilnBOT
supple orchid
Hi, requires_action status means that the issuing bank asked for additional authentication for the payment to move forward. For instance, for card payments this authentication is called 3DS: https://docs.stripe.com/payments/3d-secure. If you're using our Payment Elements, Stripe displays a modal for this authentication: https://docs.stripe.com/payments/quickstart#complete-payment-html. After the customer completes the authentication process, they’re redirected to the return_url.
limpid chasm
If im using the payment element, will the modal simply go away and return a response from the function or will it redirect to the return_url? If it returns to the redirect_url , what do I need to do to check the response?
supple orchid
We document about this here, https://docs.stripe.com/payments/quickstart#show-status-message. After the redirect, payment_intent_client_secret query is appended, and you can use that to retrieve the Payment Intent's status and determine what you choose to show to your customer.
limpid chasm
So the intent finished processing but we need to retrieve it in order to get a successful response or an error ?
supple orchid
Yes, that is correct.
limpid chasm
https://docs.stripe.com/payments/3d-secure/authentication-flow#three-ds-cards
In the table where the card ends in 3055 it says: 3DS authentication can still be performed, but isn’t required
Does this mean I can "turn off" authentication and try to take the payment?
supple orchid
Yes, that test card supports 3DS but not required. What are you specifically trying to test now?
limpid chasm
I'm wondering if we can "turn off" authentication for real payments or is this not possible?
lethal kilnBOT
supple orchid
Hmm, that depends on what you mean by '"turn off" authentication'. Like, there is not a setting that you toggle to disable 3DS. Even if you could, the Issuing banks may still ask for 3DS autentication.
However, are you asking if you can handle 3DS manually on your end?
Or, something else?
open sand
wayo_3ds-questions