#mauroneto_connect-onconnect
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teal ridge
@leaden flint I think what you want to look at is likely the Separate Charges and Transfers flow of funds: https://stripe.com/docs/connect/charges-transfers
leaden flint
Just to clarify and expand it further, there are 3 folks involved here
- my master account
- my platform user’s account
- platform user’s affiliate account
My idea was to connect my account to my platform user’s account (this works)
Then use the token to connect my platform user’s account to their affiliates account, this doesn’t work, I get a “Connect platforms cannot create new accounts on behalf of their connected accounts” error
leaden flint
<@689807885051625554> I think what you want to look at is likely the Separate Ch...
Yes, its definitely a separate transfer operation
Should I link my platform user’s affiliate account also to my account and I can perform a transfer to the affiliate account on behalf of the platform user account?
teal ridge
Ah okay so what you are trying to do is what we call "Connect on Connect" internally and it is impossible basically. As a platform A (you), you can not interact with the connected accounts of a platform B (your user connected to A)
So yes you have 2 approaches here
Option 1: All affiliates are connected to your platform and are your own customers too. You as a platform accept funds from a customer and then split it between the affiliates that did the referral and the business offering the service
Option 2: You can help B to accept payments via Connect (what you do) but you have to let B handle the "funds disbursements" to their own connected accounts
mauroneto_connect-onconnect
leaden flint
For option 2, that would essentially be me getting the keys from B (my platform user account) and tying the affiliates to his own account, right? Is there an OAuth like flow to get to the keys or the simpler way is to ask the user to copy/paste from their dashboard?
teal ridge
yes you would need to ask for their key and no there's no such option today. It's really discouraged overall as a flow today
leaden flint
So its either that, or the money has to run thru my account
teal ridge
yes
leaden flint
Thank you so much! First time using this support channel and its definitely a 5 star experience!
teal ridge
Yay glad you liked it 🙂
leaden flint
What are the fees for these transfers within stripe?
teal ridge
https://stripe.com/pricing covers fees in details
leaden flint
Even within Stripe there are charges from one account to a connected account?
teal ridge
our pricing page covers everything, there's a lot of things that can come into the fees. I can't really talk about pricing here though I focus on the code and the API
leaden flint
If I follow option 1, instead of flowing the money thru my account, can’t I do a transfer from the connected account to my account and the transfer it to the affiliate?
teal ridge
No, you can't pull money out of a Standard account.