erin_terminal-applepay | Stripe Developers | Page 1

fervent sandBOT Mar 15, 2024, 9:23 PM

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solar oarBOT Mar 15, 2024, 9:24 PM

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tall yew Mar 15, 2024, 9:24 PM

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        $invoice = stripe()->invoices->create([
            'auto_advance' => false,
            'customer' => $customerId,
            'metadata' => ['terminal' => $data['reader']],
        ]);

        $setupIntent = stripe()->setupIntents->create([
            'customer' => $customerId,
            'metadata' => ['invoice' => $invoice->id],
            'payment_method_types' => ['card_present'],
        ]);
        stripe()->terminal->readers->processSetupIntent(
            $data['reader'],
            [
                'customer_consent_collected' => true,
                'process_config' => ['enable_customer_cancellation' => true],
                'setup_intent' => $setupIntent->id,
            ]
        );

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Hi there @copper warren

copper warren Mar 15, 2024, 9:28 PM

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Hello!
https://docs.stripe.com/terminal/features/saving-cards/save-cards-directly?terminal-sdk-platform=server-driven#availability says

You can use SetupIntents to collect card details on Visa, Mastercard, American Express, Discover, and co-branded eftpos cards. Interac cards, single-branded eftpos cards, and mobile wallets (for example, Apple Pay or Google Pay) aren’t supported.

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erin_terminal-applepay

tall yew Mar 15, 2024, 9:29 PM

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what's very interesting is that yesterday my colleague used a virtual card via apple pay (from Mercury bank) and it DID work

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do you folks plan to support this, because it makes these terminals actually not very useful

copper warren Mar 15, 2024, 9:30 PM

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no plan to support this in the near future no. Not sure what's "not useful" in this specific case. Doing ApplePay for "future payments" is extremely uncommon and usually comes with strict rules from Apple

tall yew Mar 15, 2024, 9:30 PM

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believe you can use it for future subscriptions though, no?

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we went with setup intent because we wanted an invoice to be created from the transaction

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and in order to do that you need to use setup intents

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how do other folks use the terminal AND have an invoice?

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hello?

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@copper warren

copper warren Mar 15, 2024, 9:35 PM

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Sure sorry there are other humans to help

tall yew Mar 15, 2024, 9:35 PM

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sure, feel free to mention that you're off to help someone else, otherwise I don't know what's up

copper warren Mar 15, 2024, 9:36 PM

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You can not use Terminal and have an Invoice. And you absolutely shouldn't do what you are doing. You're losing all benefits of "in person payments" like lower fees, better authorization rates, liability shift, no 3DS.

So sadly the only viable path here is to change your integration and not use SetupIntents at all for this

tall yew Mar 15, 2024, 9:36 PM

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right but then we don't have invoices

copper warren Mar 15, 2024, 9:37 PM

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correct, no way around that

tall yew Mar 15, 2024, 9:37 PM

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And you absolutely shouldn't do what you are doing. You're losing all benefits of "in person payments" like lower fees, better authorization rates, liability shift, no 3DS. this was recommended by one of your colleagues from a chat here

plush palm Mar 15, 2024, 9:37 PM

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The ultimate goal here is to have users be able to login to the billing portal and see their in-person transactions and their online transactions all in one place.

tall yew Mar 15, 2024, 9:37 PM

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(AK is my colleague)

plush palm Mar 15, 2024, 9:38 PM

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Similar to stripe checkout's feature of "generate invoice on checkout session"

copper warren Mar 15, 2024, 9:38 PM

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Yeah I understand the appeal, just saying you really shouldn't do what you're doing with Terminal.

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Like in a perfect world you could accept a payment with a PaymentIntent and later generate an Invoice that reflects that payment. I've been at Stripe for a long time and it's been one of my personal top asks myself. It's just not something we support 😦

plush palm Mar 15, 2024, 9:39 PM

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So what is the "right" solution to easily allow users to have a billing portal while allowing them to see all in-person and online transactions in one spot?

tall yew Mar 15, 2024, 9:39 PM

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lol well if YOU can't get it through, we likely won't either haha

plush palm Mar 15, 2024, 9:40 PM

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copper warren Yeah I understand the appeal, just saying you really shouldn't do what you're do...

Would LOVE THAT!

tall yew Mar 15, 2024, 9:40 PM

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ya we only did it this way for the billing portal, which requires invoices

plush palm Mar 15, 2024, 9:40 PM

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tall yew lol well if YOU can't get it through, we likely won't either haha

haha

copper warren Mar 15, 2024, 9:40 PM

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ah no as users you have more weight. Like I highly recommend contacting support to push for this. And my team tracks user requests here and so I'm adding a +1 for your ask
but yeah some features we'd love to build them, we just can't prioritize them 😦

plush palm Mar 15, 2024, 9:40 PM

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make that a +2

tall yew Mar 15, 2024, 9:40 PM

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ya I get it, not your fault

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thanks for the confirmation (it's what we suspected)

copper warren Mar 15, 2024, 9:41 PM

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And I totally get your idea, many people do what you do. I'm just telling you it's a big mistake here business wise because you lose all benefits of "card present" payments

plush palm Mar 15, 2024, 9:41 PM

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Is invoices from payment intents a major refactor or easily doable?

tall yew Mar 15, 2024, 9:41 PM

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(nothing is easy at stripe)

plush palm Mar 15, 2024, 9:41 PM

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copper warren And I totally get your idea, many people do what you do. I'm just telling you it...

That is a very good point.

tall yew Mar 15, 2024, 9:42 PM

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they only MAKE it look easy, to us

copper warren Mar 15, 2024, 9:42 PM

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lol

plush palm Mar 15, 2024, 9:42 PM

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so true

tall yew Mar 15, 2024, 9:42 PM

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(6 billion tests run a day.....)

plush palm Mar 15, 2024, 9:42 PM

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Thanks for everything you guys do though. Love Stripe.

copper warren Mar 15, 2024, 9:43 PM

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With what you described I would

Stop doing SetupIntents
Switch to PaymentIntents for in person payments
Give up on the CustomerPortal + Invoice entirely and build your own UI

I know it sucks, and I can genuinely say we want to support this better in the future, just not been able to prioritize this over many other things (like Tap to Pay, launch Terminal in most countries, etc.)

plush palm Mar 15, 2024, 9:43 PM

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@copper warren So off the top of your head no way to pay an existing invoice with a stripe terminal session payment intent?

tall yew Mar 15, 2024, 9:43 PM

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yup see their suggestion

copper warren Mar 15, 2024, 9:44 PM

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I am 99% sure it's impossible. But I thought of a hack, give me 2 minutes to try locally

tall yew Mar 15, 2024, 9:44 PM

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🤞

copper warren Mar 15, 2024, 9:45 PM

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yeah no that doesn't work. Like a potential hack we could do is let you tell us on the Invoice creation that you plan to use the card_present payment method and that could work. But right now this isn't supported.
I'll flag internally at least and you should do the same with the support team

But otherwise what I said holds 😦

tall yew Mar 15, 2024, 9:46 PM

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ya I tried that too

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I tried all the ways before reaching out the other day

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anyway, thanks for your help and advice

plush palm Mar 15, 2024, 9:46 PM

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Yes much appreciated.

#erin_terminal-applepay