johnblythe_api

[peak shoal]

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[keen kelp]

Hi 👋 yes, you can try to reuse an existing Payment Method with a Payment Intent. Depending on the type of payment method though you may run into mandate issues or encounter problems with payments being declined.

[glossy dome]

awesome ty! is that more about local laws and issuers or is it something that can be readily discerned by certain attributes of a user's profile/card?

making up an example, if all users in US are fine but EU have a chance of tripping the wire on a new 3ds verification or something

[keen kelp]

Cards are different, because they aren't as sensitive to mandates.

I'm thinking more like how charging saved Apple Pay payment methods (technically card payment methods) can lead to the payment being declined by Apple:
https://docs.stripe.com/apple-pay?platform=web#recurring-payments

There are also regional considerations to keep in mind. For instance India has much more strict requirements around mandate acceptance and only charging cards within the terms of the created mandate.
https://docs.stripe.com/india-recurring-payments

[glossy dome]

gotcha, that's really helpful. it's more or less a YMMV situation for any specific cohort or case.

alrighty, appreciate jiffy and helpful response. best-