lulu-capability-cartesbancaires | Stripe Developers | Page 1

broken jungleBOT Feb 23, 2024, 10:32 PM

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Hello! We'll be with you shortly. Below are links to other discussions we've had with you in the past week in case you want to review that information. If your question is related to one of these previous discussions, please provide a comprehensive summary of the current state and what you need help with now. We help many users simultaneously, so a summary allows us to resolve your issue as soon as possible.

lulu-connect-individual, 2 hours ago, 10 messages

supple bridge Feb 23, 2024, 10:32 PM

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card_payments is for all card payments and cartes_bancaires_payments is to specifically support additionally using Cartes Bancaires rails (for France), see https://docs.stripe.com/payments/cartes-bancaires

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lulu-capability-cartesbancaires

winter crown Feb 23, 2024, 10:34 PM

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Okay, many thanks. Another question, i don't understand why these two informations are required for an individual person ?

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How can i ask him if it's not a business ?

supple bridge Feb 23, 2024, 10:36 PM

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Even if they are an individual the MCC is important based on what they sale. One individual might sell cookies and someone else clothes right? So you would ask them based on what they sell.
Same for URL, any business that you accept online payments for would have a website where they sell their products (or you would have a website where you do it for them) right?

winter crown Feb 23, 2024, 10:40 PM

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Okay, so if i understand create a connected account is only for sellers on my platform (marketplace B2c ou C2c)

The buyer will not have a connected account

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Even if it's a c2c seller, i could deduce his MCC cause it's product (cookie, clothe...)

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Am i right ?

supple bridge Feb 23, 2024, 10:41 PM

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yes

winter crown Feb 23, 2024, 10:42 PM

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Okay perfect, many thanks

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So the KYC is useful only for sellers, or this could be good for buyers (individuals customers) ?

supple bridge Feb 23, 2024, 10:43 PM

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only sellers.

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the buyers would never have a connected account

winter crown Feb 23, 2024, 10:44 PM

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Okok and sellers (with connected accounts) can also buy with other sellers ?

supple bridge Feb 23, 2024, 10:45 PM

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yes but when they buy from other sellers they don't use their Stripe account. They are just a separate customer where you collect their card details

winter crown Feb 23, 2024, 10:48 PM

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Mhh okay ! With this API : https://docs.stripe.com/api/customers/object ?

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customers = buyers
connected account = sellers

supple bridge Feb 23, 2024, 10:49 PM

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yes

winter crown Feb 23, 2024, 10:49 PM

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Ok i got it, thank you for your help

#lulu-capability-cartesbancaires