aarsen1c

[distant token]

hi there!

yes it's possible, you could use the Customer balance for this: https://docs.stripe.com/billing/customer/balance

[crimson sorrel]

hey! so for each user on my app, I create a customer account on my app. The user's can deposit the money in the wallet, which will eventually be stored on customer-> balance? Is this the flow?

[distant token]

you let the user pay (for example $100), and once the payment is cussefull you increase they Customer Balance by $100.
later, when the user use some of their funds, you reduce the Customer Balance by the appropriate amount.

[crimson sorrel]

great! what about when the customer wants to withdraw this balance to their banks? can i do that? if yes then how, appologies if it's a low-effort question.

[distant token]

you could if you created a Refund for their original payment

otherwise no, you cannot send money to users with Stripe, unless you are using Stripe Connect and they have a Stripe account

[crimson sorrel]

i checked the docs for stripe connect and checked the onboarding process, if I am not wrong, then this is for business account's only, right? like i could create payouts for other business

[distant token]

I'm not sure I understand your question. can you rephrase?

[crimson sorrel]

i am asking if the onboarding process for stripe connect is exclusive to business accounts, allowing you to create payouts for other businesses?

[distant token]

what I can say is that business_type can be set to individual: https://docs.stripe.com/api/accounts/create#create_account-business_type
but if you have more quesitons about what that means exactly, you should ask Stripe support directly: https://support.stripe.com/contact