#jignesh_74410
rugged leaf
hi there!
you can only have one bank account per currency. so if the customer pay in EUR, then it will be paid out to your EUR bank.
silent latch
Okay, but if we want to design something like I have mentioned where we have multiple same currency banks in multiple regions, then how can we design that around the Stripe?
rugged leaf
you would need multiple Stripe accounts, one per region, using Stripe Connect. but this type of integration is quite complex.
you can learn more about it here: https://docs.stripe.com/connect
barren crestBOT
silent latch
But. isn't Stripe Connect used to connect customers and vendors, and route payments between them automatically? Right now we don't have customers or vendors on the Stripe, we just want to use Stripe as a payment gateway.
rugged leaf
that's true. but it can be used to connect multiple Stripe account together. this way you would have multiple EUR bank account across multiple Stripe accounts.
silent latch
Okay, and then we would have to use different API keys per Stripe Account while creating the payment intent as per the region of the customer and Stripe account?
rugged leaf
yes like I said this is going to be a complex integration.
lilac mirage
👋 taking over for my colleague. Let me know if there's any follow-up Qs I can answer!
silent latch
Okay, so is it necessary to use Stripe connect to connect the accounts in multiple regions? I mean what if we use independent accounts and don't use Stripe Connect? What is the benefit of using Stripe Connect in our above use case?
lilac mirage
you can choose not to go with Stripe Connect
and as you mentioned have to use/manage different sets of secret and publishable keys
silent latch
So if we use Stripe Connect, then can we work with the Single set of Secret and publishable keys for all the connected accounts?
lilac mirage
yes with the use of the Stripe Account header as explained here https://docs.stripe.com/api/connected-accounts
well it actually depends on what type of charges you want to create
silent latch
Sorry if I sound like a naive as I am very new to Stripe terminologies, but is this "charge" different from payment intents? As we are currently creating the payment intent with the required currency and amount to initiate and accept any payment from the customer.
lilac mirage
it's the same
Charges are the underlying objects that PaymentIntents use to attempt a payment on a payment method
that's too much Stripe jargon I know, but with time you'll get used to it 😅
silent latch
Yeah it is 🙂
Ah okay, so we can mention the Stripe connected account id while creating the payment intent?