totilloxv2

[flat yacht]

Hello

[dusty cobalt]

Hi!

[flat yacht]

You are creating the Transfer separately, correct?

[dusty cobalt]

yes

[flat yacht]

As in, you aren't using a Destination Charge

[dusty cobalt]

First payment intent and later a transfer

[flat yacht]

So yeah, you have to reverse the Transfer in a separate API request in that case, since they aren't inherently linked

So you would use: https://stripe.com/docs/api/transfer_reversals/create

[dusty cobalt]

Ok so just to understand whats happen if the user that receive the money not have enought balance on his acc

And the user that paid needs to execute a refund

[flat yacht]

Well best thing to do to understand is to test it out!

But it works the same as described here: https://stripe.com/docs/connect/destination-charges#issuing-refunds

Basically the Connected Account's balance goes negative and we hold a Connect Reserve on your platform

[dusty cobalt]

And just last question when we can execute a refund with reverse transfer of payment intent?

[flat yacht]

When there is a Transfer directly linked to the PaymentIntent because it was created with transfer_data.destination

[dusty cobalt]

And how I can link a transfer with the payment intent?

[flat yacht]

If you create a Destination Charge as mentioned above

[dusty cobalt]

Ok I will check then

[flat yacht]

If you aren't having the Transfer created at the time of Charge then you can't "link" them together in a way that will allow you to set reverse_transfer on the refund

It will always require a separate API request in this case

[dusty cobalt]

Thank you I will gonna check and back to you