#eleonored_45012
fiery citrus
hot hull
Hello! Have you investigated placing a hold on the card instead of using a Setup Intent followed by a Payment Intent? https://stripe.com/docs/payments/place-a-hold-on-a-payment-method
spring trench
we want to initiate this first setupIntent to do recurring paymentIntent. So i don't think Payment on hold is the right solution for that. Do you agree ?
(and we don't want to use Stripe subscription)
hot hull
You can set setup_future_usage on the Payment Intent to set up the Payment Method for future use (the same setup a Setup Intent performs).
spring trench
ok we saw it. But we can't use it for SEPA and less then 0,5€ payment (which can happen in case of discounts)
hot hull
Correct, that would be below our minimum charge amounts: https://stripe.com/docs/currencies#minimum-and-maximum-charge-amounts
Err, wait, that's above that minimum, but you're saying there's a minimum on SEPA separately, right?
I didn't think it did...
spring trench
is SEPA working with payment Intent without doing a setup intent before ?
about first question, can you confirm that with our current approach (setupIntent + async paymentIntent) the user might see a first screen to allow a 0€ payment and validate 3DSecure with this first setupIntent and then been charge of the actual amount ?
hot hull
Yes? I recommend you try this out in test mode to see if it will work for your use case or not.
Yes, with a Setup Intent followed by a separate Payment Intent some customers will see two separate items on their statements or get two separate notifications.
You should not use a Setup Intent followed by a Payment Intent. You should use only a Payment Intent with setup_future_usage and separate authorization and capture.
spring trench
ok thanks.
so only issue is for our < 0.5€ fees.
hot hull
Well, it should only be an issue for < 0.3€ as far as I know.
But yes. In that case you would use a Setup Intent and not charge anything, because you can't charge an amount that small.
spring trench
ok thanks 👍
hot hull
Happy to help!