slals_ | Stripe Developers | Page 1

proven nicheBOT Jan 12, 2024, 9:37 AM

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shell rivet Jan 12, 2024, 9:37 AM

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hi there!

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sure, what are your questions?

strange cave Jan 12, 2024, 9:38 AM

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Hey @shell rivet In short we have multiple Stripe Connect accounts, we want to be able to use existing payment methods from customers (re-use previous card used for a past payment).

shell rivet Jan 12, 2024, 9:39 AM

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are you using Direct Charge, Destination Charges, or Separate Charges & Transfers?

strange cave Jan 12, 2024, 9:40 AM

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Actually we use Direct Payment + Payment Element, it seems to be impossible to use an existing customer payment method for all connected Stripe account in this context right? Since the customer is tied to the connected account

shell rivet Jan 12, 2024, 9:41 AM

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actually is it possible, but require some work:

collect/store the payment method on the platform account
and then, before actually making the payment, clone the payment method on the connected account

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here's the doc on payment method cloning: https://stripe.com/docs/payments/payment-methods/connect#cloning-payment-methods

strange cave Jan 12, 2024, 9:42 AM

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Okay I have seen it! Do you think it's a good approach? Or would it be better to do indirect payments so that a customer is tied to us (Plateform)?

shell rivet Jan 12, 2024, 9:42 AM

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this allow you to have all payment method on the platform, but still do Direct Charges

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the two option are quite different, but both are possible. that's completely up to you.

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do you want the connected account to handle refund/disputes and pay the Stripe fees (Direct Charge), or do you want your platform to do all of this (Destination Chagres)

strange cave Jan 12, 2024, 9:44 AM

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Exactly, thank you I wanted to be sure I understood it

#slals_