#tonyp
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seti_1NuYVdHMOWEObXZmRQ7vbnsp
so as if the bank response is never sent or too late ?
because the client has the 3d secure confirmation page
it was timed out at the ACS level
Transaction timed out at ACS. code 14 https://developer.computop.com/display/EN/transStatusReason+Codes