#kanew5816
frigid beacon
sour karma
hello! future payments that are done off-session with that card typically wouldn't require 3DS then in that case.
crisp frost
So to set up a future MIT, we just have to pass the setup_future_usage : off_session parameter?
sour karma
yep
crisp frost
To use merchant-initiated transactions, you need to authenticate the card either when it’s being saved or on the first payment. Finally, you need to get an agreement from the customer (also referred to as a “mandate”) in order to charge their card at a later point.
This part is a bit confusing. What does the mandate here refer to? Should we also pass the mandate object in the request? Or just a confirmation from the user that this card would be used for future payments on the frontend would be enough?
sour karma
Finally, you need to get an agreement from the customer (also referred to as a “mandate”) in order to charge their card at a later point. - what this sentence means is that you need an agreement from the customer (which is sometimes also known as a "mandate"). It's not that you literally need to pass the mandate object. There's one exception here, which is for India issued cards where a mandate is required for off-session payments
crisp frost
Thank you, that clears it up. In the subsequent MIT can we pass raw card information?
sour karma
are you using network tokens?
crisp frost
No we are a PCI compliant entity. So we store cards securely in our card vault
sour karma
Can you write in via https://support.stripe.com/contact/email and i'll help redirect your query to the right team? This is a lot more complex than what we can address here on this channel unfortunately
let me know your account id so that I can track down the support ticket
crisp frost
account id: acct_1MtnEhEOqOywnAIx
Okay, will raise a support mail
But is there a possible solution to this?
sour karma
it'd be good if you do it right now and let me know once it's been sent
possibly yes, but I'll need another team that's more familiar with this to look into your use case and get back to you
crisp frost
I've raised it
sour karma
alright, I've found it, I'll make sure your ticket is routed to the right team, they'll respond on the ticket