#voodooprawn

1 messages · Page 1 of 1 (latest)

dusky wyvernBOT
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vagrant ice
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hi there!

void tinsel
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Hi

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The weird thing about this is, we've added some funds to the "Future refunds or disputes or negative balance" and we're still getting this error

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while we wait for an automated withdrawal to hit our account, we thought this would solve the issue

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but we're still getting this errro

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*error

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yea 2 secs

vagrant ice
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thanks! give me a few minutes to look into this.

dusky wyvernBOT
junior imp
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👋 taking a look, give me a moment

void tinsel
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cheers

junior imp
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I think the issue is that you're trying to reverse transfer and the connected account doesn't have enough balance to cover that

void tinsel
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hmm, we do have a Connect Reserve of £3,800.00

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which feels like should cover it if needed?

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also "Future refunds or disputes or negative balance" is definitely being used for something, because we put £600 in earlier and it's down to £496

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*£495

junior imp
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That might be for refunds created directly on the platform without reversing the transfer potentially.

void tinsel
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ah

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I should probably explain, we use Stripe Connect with Express Connected accounts

junior imp
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Yeah I see that you're using destination charges.

void tinsel
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so how can we resolve this?

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an express connected account can't add funds, right?

junior imp
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Are they on automatic payouts? One option could be to switch to manual payouts and let the connected account accumulate balance

My understanding is that the connect reserve balance is used to cover the negative balance on the connected account, it isn't used for refunds and disputes really.

Still thinking of a workaround

void tinsel
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just running to the toilet brb

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back

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are we 100% sure that it doesn't utilise the "Future refunds or disputes or negative balance"?

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I only ask because we added £600 in there earlier today and it's gone down

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and we don't have any payments that aren't destination payments to an express account

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so feels like that must be used in the process somehow

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also, I think the Stripe Express account that this refund is for currently has a balance of £6.2k

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so I'm not sure that's the problem

junior imp
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I've asked a colleague to take a look too

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We'll follow up as soon as we have something

void tinsel
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ok great

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sorry, I realise it's a confusing one 😄

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it's been confusing me all day

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get Junkrat in, he'll know what to do

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😅

cerulean cargo
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Hey there 👋 jumping in here, I'm helping to look into this.

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Based on what I'm seeing, it does look like there is an insufficient balance for the refund, and I think it is tied to the fact that the Connected Account's balance is too low to cover the transfer reversal.

I believe Connect Reserves are what kick in when an Express Account's balance would go negative, and believe those are separate from the refund balance you were referring to earlier.
https://support.stripe.com/questions/reserves-for-connect-platforms-and-connected-accounts

void tinsel
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but it looks like they have £6.4k in their balance?

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unless I'm misreading

cerulean cargo
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That's what you're seeing when you retrieve their balance?

void tinsel
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in "Total balance" here I see £6275.28

cerulean cargo
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I think the dashboard may show pending funds as part of the total funds (not entirely sure, we're not too familiar with the dashboard in this forum and focus more on the API)

void tinsel
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is there an easy way for you to get their balance from the API?

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it would take me a bit to set that up

cerulean cargo
void tinsel
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I'd probably just do it with a REST client

cerulean cargo
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👍 that works

void tinsel
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interestingly, the dashboard when you view "their" dashboard doesn't seem to have an actual "balance" figure

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there is a "on the way to your bank account" and a "upcoming payouts to your bank"

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which is unlike our dashboard

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let me try hitting the API

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{
"object": "balance",
"available": [
{
"amount": -258000,
"currency": "gbp",
"source_types": {
"card": -258000
}
}
],
"instant_available": [
{
"amount": 0,
"currency": "gbp",
"source_types": {
"card": 0
}
}
],
"livemode": true,
"pending": [
{
"amount": 321147,
"currency": "gbp",
"source_types": {
"card": 321147
}
}
]
}

cerulean cargo
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Gotcha, so yeah, looks like the available balance on the account is negative, and I think that would block the reversal of the transfer, causing the request to fail.

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I'm less familiar with exactly what limits there are around the balances for your accounts, and would strongly recommend following up with our Support team on that matter as I believe they will be able to provide more context around that.
https://support.stripe.com/?contact=true

void tinsel
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to be clear, that is -£2580.00, right?

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I don't really understand how their balance could have got that low...

cerulean cargo
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Correct, amounts are shown in the smallest unit for the given currency

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It looks like there are funds on the way in to help cover that, but I'm also not sure what would have led to that.

void tinsel
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hmm, ok, I'll move the chat to the normal support

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but thanks so much for your help

cerulean cargo
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Any time!