#personx
delicate goblet
hello! Is your Stripe account / business based in the US? If not, which country is your Stripe account / business based in?
candid hound
Hello. Yes, it's business based in the USA.
delicate goblet
yes, it supports both domestic and international wire transfers. international wire transfers will be charged more : https://stripe.com/pricing/local-payment-methods. You'd want to search for USD Bank Transfer on that page
https://stripe.com/docs/payments/bank-transfers#international-payments - you'd want to go through this section
candid hound
Awesome. Is there any no-code solutions to just implementing the ability to accept domestic / international payments via my website?
like a hosted page for example on stripe?
also, does the user NEED to have a stripe account to send a wire transfer? or do they just need to provide their wire / bank details, account number, swift code, etc
delicate goblet
to clarify, are we talking about a bank debit or a bank transfer (credit)? Cause these are two different kinds of payment methods
candid hound
On my site, our business wants to accept wire transfer payments from domestic / international users. So I assume that's a bank debit wire transfer? We don't want to credit anyone, just accept payments.
delicate goblet
i think it's easier for you to think of it as : you pulling funds from the customer bank account, or the customer pushing/transferring/crediting funds to you from their bank account
so am i correct to say that you want the customer to push funds to you?
candid hound
Yes, they will initiate a payment to us, via entering their bank account number, swift code, etc. So I would agree/assume, it's pushing funds to our account.
delicate goblet
actually if the customer enters their bank account number swift code etc into a hosted form, it's you pulling funds from their account and is a debit. That's local only and doesn't support international debits. You'll want to search for ACH Direct Debit in the pricing page.
ACH direct debits are supported in Payment Links which supports no-code creation : https://stripe.com/docs/payment-links
you can read a high level overview about ACH direct debits here : https://stripe.com/docs/payments/ach-debit
If we're talking about the customer pushing/transferring/crediting funds to you. This is what we call a bank transfer. Like what i mentioned before it supports both domestic and international wire transfers. international wire transfers will be charged more : https://stripe.com/pricing/local-payment-methods. You'd want to search for USD Bank Transfer on that page
https://stripe.com/docs/payments/bank-transfers#international-payments - you'd want to go through this section
Bank transfer are not supported on Payment Links yet unfortunately. So there's no no-code solution for it yet at the moment
candid hound
Sorry, I am very confused. So, if we want to allow the users 2 methods of paying us,
-
accepting credit / debit (international and domestic USA) card payments (instant payments)
-
accepting direct bank transfers from our clients bank accounts (international and domestic USA) to our account, to pay us.
These are both supported, but only 1 allows for a no-code solution? which is the credit / debit? What would you suggest be the best method to accept these payments?
delicate goblet
- accepting credit / debit (international and domestic USA) card payments (instant payments)
This is possible with no code.
- accepting direct bank transfers from our clients bank accounts (international and domestic USA) to our account, to pay us.
There are bank debits and bank transfers. Only bank debits support a no-code solution.
candid hound
For method 1 that I listed, is there a way to provide the amount in the URL as a parameter? Each customer has a different set amount, we don't want them adding a custom amount, we want it pre-defined.
This is for no-code link created.
low forumBOT
brazen sandal
👋 Taking over this thread, catching up now
candid hound
No problem, thank you.