teamtalk | Stripe Developers | Page 1

round locustBOT Dec 6, 2023, 5:20 PM

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maiden halo Dec 6, 2023, 5:20 PM

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Hello

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No that's not possible as far as I know

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Let me double check that Radar doesn't support that

halcyon summit Dec 6, 2023, 5:21 PM

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Ok

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Alternatively, can I find out via the api if the payment was 3d/2d protected.

maiden halo Dec 6, 2023, 5:24 PM

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Ah sorry, I thought you meant CAPTCHA when you said "challenge" but you are talking about 3DS.

halcyon summit Dec 6, 2023, 5:24 PM

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Yes sca

maiden halo Dec 6, 2023, 5:24 PM

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Ah well we will handle SCA for you

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You don't have to worry about that -- it will always be requested when required by SCA

halcyon summit Dec 6, 2023, 5:25 PM

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So I've had a chargeback for potential fraud on a payment. They were not presented with 3ds

maiden halo Dec 6, 2023, 5:26 PM

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Okay well then that payment likely wasn't in-scope for SCA

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If you want to force 3DS on every payment then you can set request_three_d_secure: any: https://stripe.com/docs/api/payment_intents/create#create_payment_intent-payment_method_options-card-request_three_d_secure

halcyon summit Dec 6, 2023, 5:27 PM

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Thanks, does this mean that if it's not in scope for 3ds then it won't allow it to go through?

maiden halo Dec 6, 2023, 5:29 PM

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It will force 3DS to be requested on every payment attempt

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This is discussed here: https://stripe.com/docs/payments/3d-secure#manual-three-ds

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But yeah the other option to ensure every transaction that doesn't complete 3DS and transition your liability would be to use a custom Radar rule based on liabiltiy_shift: https://stripe.com/docs/radar/rules/supported-attributes#3d-secure

halcyon summit Dec 6, 2023, 5:31 PM

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Thank you

maiden halo Dec 6, 2023, 5:32 PM

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Sure

halcyon summit Dec 6, 2023, 5:34 PM

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How would I add it onto something like this:

$stripe->paymentIntents->create([
  'amount' => 2000,
  'currency' => 'usd',
  'automatic_payment_methods' => ['enabled' => true],
]);

payment_method_options.card.request_three_d_secure

maiden halo Dec 6, 2023, 5:36 PM

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  'amount' => 2000,
  'currency' => 'usd',
  'automatic_payment_methods' => ['enabled' => true],
'payment_method_options' => [
  'card' => [
    request_three_d_secure' => 'any'
    ]
  ]
]);```

halcyon summit Dec 6, 2023, 5:37 PM

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Great this will always show 3ds?

maiden halo Dec 6, 2023, 5:38 PM

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It will always request 3DS.

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3DS won't necessarily show if the issuer doesn't support it

halcyon summit Dec 6, 2023, 5:39 PM

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Post payment, is it possible to know if a payment was secured with 3ds? via api

maiden halo Dec 6, 2023, 5:41 PM

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Yeah you can look at the payment_method_details.card.three_d_secure property: https://stripe.com/docs/api/charges/object#charge_object-payment_method_details-card-three_d_secure

halcyon summit Dec 6, 2023, 5:45 PM

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in risk_level what's higher, elevated or highest

maiden halo Dec 6, 2023, 5:46 PM

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highest

halcyon summit Dec 6, 2023, 5:46 PM

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currently mine is set to highest can I change the rule to elevated, how?

maiden halo Dec 6, 2023, 5:50 PM

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Not sure what you mean by that

halcyon summit Dec 6, 2023, 5:50 PM

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I cant seem to change any radar rules

maiden halo Dec 6, 2023, 5:55 PM

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You may not have Radar for Fraud Teams in that case

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You will want to talk to our Support team via https://support.stripe.com/contact/login to get that enabled

#teamtalk