neoomherndl_65425

[sharp sparrow]

hi! I suppose that's possible, you just maintain a concept of a balance in your system and don't call Stripe to process a payment if they are paying with their balance and instead just decrement it in your database.

[half laurel]

Yes, that's true, thank you. In case the user don't want to use the money for another service and wants it transferred to his connected account, that also possible via the API, right?

[sharp sparrow]

technicall yes, if you have your platform on manual payouts and accumulate a balance, and the connected accounts are all in the same region as you(due to cross-border money movement restrictions) and some other things, but it's overall feasible.

[half laurel]

Is the manual payouts and accumulation of a balance something which needs to be added as separate products?

[sharp sparrow]

it means you need to set the payout settings on your platform account to not use automatic payouts(since otherwise all money you make from charging customers is paid out to your bank account in a few days and you can't transfer it to other Stripe accounts)

also note some of the concepts and mentions of escrow on https://stripe.com/docs/connect/manual-payouts

[half laurel]

that helped a lot, thank you very much