elisabeth-capture-standard | Stripe Developers | Page 1

remote swallowBOT Nov 27, 2023, 5:42 PM

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shadow delta Nov 27, 2023, 5:42 PM

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elisabeth-capture-standard

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@crude prism Hello! Your flow could work but each Standard account will have full control over the capture. So if they want to they can just capture immediately and get their fudns

crude prism Nov 27, 2023, 5:43 PM

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would they have to do that from their dashboard?

shadow delta Nov 27, 2023, 5:43 PM

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they can do this in the Dashboard or the API

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My worry is that you are trying to work around some limitations without fully understanding your overall integration and the risks here

crude prism Nov 27, 2023, 5:45 PM

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Would love some elaboration on that! Definitely want to understand everything here

shadow delta Nov 27, 2023, 5:45 PM

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I can't really elaborate, it feels liek you already had a deep discussion and aren't asking your real question. This is just my gut based on experience talking to people here

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Ultimately: If you use Standard accounts you always use Direct Charges and the connected account has full control over everything

crude prism Nov 27, 2023, 5:47 PM

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Definitely asking the real question! We actually are using direct charges

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But cannot control payouts 😦

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So it seems like the flow will work?

shadow delta Nov 27, 2023, 5:49 PM

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So really if your goal is to hold funds so that the connected account can't get their hands on it early then this will never work

crude prism Nov 27, 2023, 5:51 PM

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Gotch ya ok!

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The main goal is just to allow buyers a few days to cancel without the hassle of sellers having to refund them manually but it seems like you wouldn't recommend this flow?

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Do you have another rec based on convos here?

shadow delta Nov 27, 2023, 5:53 PM

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See you had a real question 🙂

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If your real goal is the for customer (the person paying) to be able to cancel, then that works but that still means you have to build some kind of UI for them to cancel or capture the funds? I don't really get the upside

crude prism Nov 27, 2023, 5:56 PM

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Upside would be getting a refund (or not get charged) if seller doesn't respond to messages for a few days so ppl don't get charged if seller is flaky or seller wanting to cancel for some reason (e.g., loses item)

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Our plan was auto-refunds but not so looking for solutions

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open to other ideas if you think this is a bad idea!

shadow delta Nov 27, 2023, 5:58 PM

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I mean if you allow an unresponsive seller to accept payments, you are going to get in trouble 😅

crude prism Nov 27, 2023, 5:58 PM

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yeahhhh true

shadow delta Nov 27, 2023, 5:58 PM

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That's a recipe for disaster/disputes and real issues over time

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But sure as a platform you can do separate authorization and capture. But someone has to capture the funds explicitly (you or the connected account)

crude prism Nov 27, 2023, 6:00 PM

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Yeah we verify all sellers! And for now I'm talking to all of them too! But that's a good point - not super scalable...

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Cool - thanks!

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That was the only question for now! Love this channel you guys have been so helpful thanks

shadow delta Nov 27, 2023, 6:02 PM

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Glad we could help 🙂 Have a great rest of your day!

#elisabeth-capture-standard