dragonslayer5175 | Stripe Developers | Page 1

deft heronBOT Nov 17, 2023, 3:51 PM

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cosmic night Nov 17, 2023, 3:51 PM

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Why not use direct charges so that Connect accounts pay the fees automatically?

toxic niche Nov 17, 2023, 3:52 PM

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I want to automate the process without connected account owner interaction, Can i achieve the same with direct charges?

cosmic night Nov 17, 2023, 3:54 PM

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What kind of connect accounts are you using? Standard, Express, or Custom?

toxic niche Nov 17, 2023, 3:54 PM

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standard

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direct charges require to create a payment intent, which requires a payment method for collection.

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I want a direct transfer of funds from connected account to main account

cosmic night Nov 17, 2023, 3:58 PM

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But you can't transfer from connect account to main account...

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So how are you doing that

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Direct charges are what you should be doing with standard accounts anyway

toxic niche Nov 17, 2023, 4:02 PM

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I got the idea with direct charges, but i want to do the collection without user interaction.

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It seems direct charges still require some UI interaction, where payment method details are being collected.

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My goal is to do this collection without any UI interaction.

cosmic night Nov 17, 2023, 4:06 PM

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So how do you collect payment method details then

toxic niche Nov 17, 2023, 4:07 PM

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That's the question

cosmic night Nov 17, 2023, 4:07 PM

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That makes no sense

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How are you going to charge someone without collecting payment method details

toxic niche Nov 17, 2023, 4:08 PM

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Stripe Account is connected to end user bank account right?

cosmic night Nov 17, 2023, 4:08 PM

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Yes

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That's for paying out funds

toxic niche Nov 17, 2023, 4:10 PM

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Isn't it possible to direct transfer of funds from one bank (connected account) to other bank (main account) without collecting the payment method details?

cosmic night Nov 17, 2023, 4:11 PM

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No

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But that has nothing to do with direct charges

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What is your goal

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Like what are you building. You didn't provide any context so I have no idea what you're building

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Overall I'm really confused. If you want connect account to pay fees and you use standard accounts, just do direct charges

toxic niche Nov 17, 2023, 4:12 PM

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I want to charge the connected account a sum of fees on individual transactions for a particular month

cosmic night Nov 17, 2023, 4:13 PM

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toxic niche I want to charge the connected account a sum of fees on individual transactions ...

You don't need to do that at all if you just do direct charges

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And you really shouldn't be doing anything else if you have standard accounts

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Destination charges aren't meant for standard accounts

toxic niche Nov 17, 2023, 4:17 PM

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Currently, our system uses application fees on transaction that occur between connected account and the end user. But with this approach, we're having issues in pre determining the stripe gateway fees on individual transactions, so we have our own percentages which constitutes our commission as well as the gateway fees.
Now since we know the gateway fees after the transactions, we want to collect the same amount from the connected account at the end of each month.

cosmic night Nov 17, 2023, 4:18 PM

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I don't think you understand me though. Please read https://stripe.com/docs/connect/direct-charges

Creating direct charges

With Connect, you can make charges directly on the connected account and take fees in the process.

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If you use the proper fund flow for standard accounts outlined in our docs, the connect accounts will automatically pay all stripe fees

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And you can still collect your platform's application fee

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Using direct charges is recommended for Standard accounts. The connected account is responsible for Stripe fees, refunds, and chargebacks.

#dragonslayer5175